#InstitutionalFinance

311 articles tagged #InstitutionalFinance — curated RWA tokenization coverage.

Rayls Launches Public Chain, Advancing its Mission to Bring Global Finance Onchain
Infrastructure

Rayls Launches Public Chain, Advancing its Mission to Bring Global Finance Onchain

Rayls has officially launched its public blockchain network, designed specifically to facilitate the integration of global financial systems onto the blockchain. The platform aims to solve the 'trilemma' of scalability, security, and privacy by utilizing a unique architecture that supports institutional-grade financial applications. By providing a public infrastructure, Rayls enables financial institutions to issue, trade, and settle tokenized assets with greater efficiency and regulatory compliance. This launch marks a significant step in the broader RWA movement, as it provides a dedicated environment for complex financial instruments to exist on-chain. The network is built to handle high-volume transactions while maintaining the privacy requirements essential for traditional banking and asset management. As more infrastructure providers enter the space, the barrier to entry for legacy institutions looking to tokenize assets continues to lower. This development underscores the growing industry focus on creating specialized, compliant blockchains that can bridge the gap between traditional finance and decentralized ecosystems.

ffnews.comAdded: Aug 3, 20267.5
Wall Street Embraces Blockchain as Tokenization Reshapes Global Finance
Infrastructure

Wall Street Embraces Blockchain as Tokenization Reshapes Global Finance

Wall Street is shifting from early, failed enterprise blockchain experiments toward a strategy of incremental, targeted tokenization of traditional financial assets. By focusing on optimizing post-trade clearing, collateral mobility, and the fractionalization of illiquid assets like Treasury bonds and private equity, major asset managers are achieving significant operational efficiencies. This transition marks a departure from the 2016 Australian Securities Exchange (ASX) attempt to replace entire national clearing systems, which ultimately failed due to software instability and high costs. The move toward blockchain-based settlement promises to reduce friction in cross-border capital flows, potentially benefiting emerging markets in Africa by lowering costs for capital deployment. Central banks in Nigeria and Kenya are already exploring digital infrastructure that could eventually interface with these tokenized dollar assets. Despite ongoing regulatory ambiguity from the U.S. SEC regarding custody and property rights, the potential for tens of billions of dollars in annual cost savings is driving rapid adoption. Ultimately, Wall Street is co-opting blockchain technology to modernize global financial plumbing, effectively entrenching its dominance through increased speed and efficiency.

streamlinefeed.co.keAdded: Aug 3, 20267.5
Aviva Investors launches tokenised fund after Irish central bank approval
Active Strategies

Aviva Investors launches tokenised fund after Irish central bank approval

Aviva Investors has officially launched a tokenised share class of its U.S. dollar liquidity fund on the XRP Ledger following regulatory approval from the Central Bank of Ireland. This initiative allows eligible investors to access a regulated money market fund through digital wallets while maintaining traditional custody standards. BNY Mellon continues to serve as the primary custodian for the underlying assets, while Komainu manages digital asset custody and Licuido provides the necessary tokenisation infrastructure. The fund focuses on high-grade short-term U.S. dollar debt securities and money market instruments issued by governments and financial institutions. This development marks a significant expansion of the XRP Ledger's utility in the institutional finance sector, following a strategic partnership between Aviva Investors and Ripple. By integrating blockchain access with established investment objectives, the fund mirrors the operational structure of existing liquidity products while enhancing accessibility. This move aligns with a broader industry trend where major asset managers are increasingly leveraging public blockchains to offer tokenised versions of traditional financial instruments.

digitaltoday.co.krAdded: Aug 1, 20268.0
Kinexys Earns Global Finance, Tearsheet & Fortune Honors
Infrastructure

Kinexys Earns Global Finance, Tearsheet & Fortune Honors

JPMorgan's Kinexys, formerly known as Onyx, has received industry recognition for its JPM Coin system, which functions as a bank-issued deposit token on public blockchain infrastructure. The platform facilitates real-time, multi-currency payments and settlements for institutional clients, effectively bridging traditional banking with distributed ledger technology. By enabling 24/7 programmable liquidity, the system addresses inefficiencies in cross-border transactions and intraday liquidity management. This recognition underscores the growing institutional acceptance of tokenized deposits as a viable alternative to legacy payment rails. The integration of JPM Coin into broader blockchain ecosystems signals a shift toward institutional-grade, regulated RWA infrastructure. As financial institutions continue to explore tokenization, the success of this platform serves as a benchmark for bank-issued digital assets. This development is critical for the RWA market as it demonstrates how established banks can leverage public blockchains to enhance settlement speed and operational transparency.

jpmorgan.comAdded: Aug 1, 20268.5
SBI expands beyond Ripple with Canton Network unit
Infrastructure

SBI expands beyond Ripple with Canton Network unit

SBI Holdings has rebranded its subsidiary SBI Security Solutions to SBI Digital Practice Co. Ltd. to focus exclusively on institutional financial infrastructure built on the Canton Network. This strategic pivot allows the Japanese financial giant to expand its blockchain capabilities beyond its existing work with Ripple and the XRP Ledger. The new unit will specialize in developing cross-border securities systems and transaction privacy solutions, catering to institutional needs for regulatory compliance. By acting as a Super Validator on the Canton Network, SBI aims to facilitate the migration of complex financial products onto distributed ledgers. This move highlights a broader multichain strategy where SBI selects specific blockchains, such as Canton for infrastructure, Solana for equity tokens, and Ripple for payments, to optimize different financial services. The Canton Network currently supports over 600 institutions and manages assets valued at more than $6 trillion, including upcoming U.S. Treasury tokenization projects by the DTCC. This restructuring underscores the growing institutional trend of adopting specialized, privacy-focused networks to bridge traditional finance with on-chain operations.

cryptonews.netAdded: Jul 31, 20268.5
Morgan Stanley Executive: Tokenization Shift Marks the End of 9-to-5 Banking
Infrastructure

Morgan Stanley Executive: Tokenization Shift Marks the End of 9-to-5 Banking

Morgan Stanley global head of banking and diversified finance research, Betsy Graseck, asserts that the financial industry is transitioning away from the traditional 9-to-5 banking model due to the rise of tokenization. This shift is driven by institutional demand for 24/7 operability, which aims to enhance cash mobility, improve collateral efficiency, and unlock new asset classes like real estate and private credit. Unlike previous retail-led crypto cycles, current institutional investment focuses on building robust blockchain infrastructure to streamline back-office processes and reduce settlement times. Graseck emphasizes that this transformation is a fundamental upgrade to market infrastructure rather than a niche experiment. Financial institutions that fail to modernize their systems to support continuous, real-time trading risk falling behind in the evolving global market. While the move promises faster access to funds and more efficient portfolio management, it necessitates significant adaptations in regulatory and risk-management frameworks. Ultimately, the integration of blockchain technology is blurring the lines between traditional finance and digital assets, signaling a permanent change in how global markets operate.

cryptorank.ioAdded: Jul 31, 20267.5
DTCC tokenization platform goes live with Wall Street giants
Infrastructure

DTCC tokenization platform goes live with Wall Street giants

The Depository Trust and Clearing Corporation (DTCC) has officially launched its blockchain-based tokenization platform, transitioning from sandbox testing to a live production environment. On July 15, the organization successfully processed on-chain transactions involving equities, ETFs, and Treasuries with over 25 major financial institutions, including BlackRock, Goldman Sachs, and JPMorgan. This milestone represents a critical shift for Wall Street, as the world's largest post-trade infrastructure provider integrates blockchain technology into its existing clearing framework. By tokenizing assets like the Invesco QQQ Trust and various Treasury instruments, the DTCC aims to enhance liquidity and operational efficiency while maintaining established legal protections. The platform currently operates under a controlled scope, limiting activity to 1,000 securities to mitigate systemic risk within a system that processed $4.7 quadrillion in 2025. This initiative serves as a direct response to the growth of crypto-native platforms like Ondo and Securitize, offering traditional firms a regulated path to on-chain asset management. With a broader rollout scheduled for October 2026, the DTCC is positioning its infrastructure to bridge the gap between traditional finance and decentralized ledger technology at an institutional scale.

marketscale.comAdded: Jul 31, 202610.0
Citi executives assert: Tokenization spells the end of traditional banks' 9-to-5 operations
Infrastructure

Citi executives assert: Tokenization spells the end of traditional banks' 9-to-5 operations

Citi executives have publicly stated that the shift toward tokenization will fundamentally dismantle the traditional 9-to-5 operating model of global banking. By leveraging blockchain technology, financial institutions can transition to 24/7 real-time settlement, effectively eliminating the latency inherent in legacy banking systems. This evolution is driven by the ability to automate complex financial processes through smart contracts, which reduce the need for manual intervention and intermediary reconciliation. Citi is actively exploring these capabilities through its Citi Token Services, which facilitates cross-border payments and liquidity management on a private, permissioned blockchain. The transition signifies a broader industry move toward programmable money, where assets can be moved and settled instantaneously regardless of market hours. This shift is critical for the RWA market as it establishes the infrastructure necessary for institutional-grade, always-on financial services. Ultimately, the move suggests that the competitive advantage of traditional banks will soon depend on their ability to integrate decentralized ledger technology into their core treasury and payment operations.

moomoo.comAdded: Jul 30, 20268.0
Ondo Finance CEO explains what happens when Fidelity and Schwab enter tokenization
U.S. Treasuries

Ondo Finance CEO explains what happens when Fidelity and Schwab enter tokenization

Ondo Finance CEO Nathan Allman recently discussed the transformative potential of major financial institutions like Fidelity and Charles Schwab entering the tokenized asset space. As traditional finance giants begin to explore blockchain-based infrastructure, the market for tokenized U.S. Treasuries and other real-world assets is expected to see significant institutional adoption. Allman emphasizes that the entry of these legacy firms validates the efficiency gains offered by distributed ledger technology, particularly in settlement speed and liquidity. By leveraging their massive distribution networks, these firms could bridge the gap between traditional brokerage accounts and on-chain financial products. This shift represents a critical maturation phase for the RWA sector, moving beyond niche crypto-native protocols toward mainstream financial integration. The integration of tokenized assets into established platforms like Fidelity or Schwab would likely catalyze a surge in total value locked across various blockchain networks. Ultimately, this institutional participation signals a long-term transition toward a more programmable and accessible global financial system.

thestreet.comAdded: Jul 30, 20267.5
How Blockchain and Tokenization Are Changing Traditional Banking
Infrastructure

How Blockchain and Tokenization Are Changing Traditional Banking

A joint analysis by Visa and Artemis published on July 14 categorizes the emerging blockchain tokenization market into five distinct asset classes based on their underlying settlement mechanisms. The report evaluates how traditional banking assets interact with distributed ledger technology, emphasizing the critical role of connectivity between on-chain activity and off-chain legal frameworks. By examining the operational mechanics of these assets, the study provides a framework for understanding how institutional capital integrates with blockchain infrastructure. This classification is significant for the RWA market as it highlights the necessity of standardized settlement processes to drive broader adoption among traditional financial institutions. The research underscores that the transition from legacy systems to tokenized environments requires robust technical and regulatory bridges to ensure asset integrity. As major players like Visa explore these integrations, the findings offer a roadmap for scaling tokenized financial products globally. Ultimately, the report serves as a foundational guide for market participants navigating the complexities of bridging traditional finance with decentralized ledger technology.

coindoo.comAdded: Jul 30, 20267.5
The DTCC already won tokenization. Nobody noticed.
Infrastructure

The DTCC already won tokenization. Nobody noticed.

The Depository Trust and Clearing Corporation (DTCC) has successfully processed its first live production trades of tokenized stocks, ETFs, and U.S. Treasuries, marking a significant shift in financial market infrastructure. Utilizing Chainlink for blockchain infrastructure, the DTCC pilot involves over forty major financial institutions, including BlackRock, JPMorgan, Goldman Sachs, and Nasdaq. Unlike previous crypto-native attempts to disintermediate traditional finance, this initiative integrates tokenization directly into the existing legal and custodial framework of the world's largest securities depository. By ensuring tokenized assets maintain identical legal ownership rights to underlying securities, the DTCC has effectively neutralized the primary barrier to institutional adoption. Crypto-native firms like Circle, Ondo Finance, and Ripple Prime are participating in the DTCC working group, signaling a strategic pivot toward supplying infrastructure rather than competing with it. This development demonstrates that institutional capital prefers tokenized rails that preserve established legal and counterparty arrangements over decentralized alternatives. With a full service launch scheduled for October, the DTCC is positioning itself as the dominant venue for tokenized assets in the United States. This event represents a structural evolution where incumbents leverage blockchain technology to reinforce, rather than replace, the existing financial plumbing.

crypto.newsAdded: Jul 30, 202610.0
Institutional Tokenization Milestone Achieved with XRP Ledger Support
Active Strategies

Institutional Tokenization Milestone Achieved with XRP Ledger Support

Aviva Investors has officially launched its inaugural tokenized fund share class on the XRP Ledger, signaling a major step forward in the integration of traditional finance with blockchain technology. This initiative leverages Ripple’s enterprise-grade infrastructure to enhance capital market efficiency and transparency, supported by Komainu as the strategic digital asset infrastructure partner. By utilizing the XRP Ledger, Aviva Investors aims to modernize fund distribution and management processes, reflecting a broader trend of institutional adoption within the financial sector. The collaboration underscores the increasing reliance on specialized digital asset infrastructure to bridge the gap between legacy systems and decentralized networks. This development is significant for the RWA market as it demonstrates that major investment managers are actively deploying tokenized products on public-facing enterprise blockchains. While the broader crypto market experiences mixed momentum, this move highlights the growing utility of the XRP Ledger for institutional-grade financial applications. Ultimately, the successful deployment of this share class may serve as a blueprint for future tokenized financial products, potentially driving further institutional interest and demand for blockchain-based asset management solutions.

coinfomania.comAdded: Jul 29, 20267.5
BNY launches digital transfer agent for tokenized funds: FT
Infrastructure

BNY launches digital transfer agent for tokenized funds: FT

BNY, the world's largest custodian bank with over $59 trillion in assets, is launching a digital transfer agency platform to process fund transactions and maintain shareholder records on-chain. This initiative marks a significant shift for the bank as it integrates blockchain technology into its core operations to run alongside traditional financial infrastructure. By utilizing a shared ledger, the platform aims to reduce intermediaries, accelerate settlement times, and enable round-the-clock trading for investment funds. Baillie Gifford is set to be the first client to utilize this infrastructure for a fully native, UK-regulated tokenized fund. Additionally, BNY’s Dreyfus division and BlackRock are expected to launch funds using the same blockchain-based system. Executives emphasize that this shared source of truth will drastically reduce the reconciliation burdens typically faced by financial institutions. While the move signals a major institutional adoption of tokenization, the bank acknowledges that legacy systems will remain in place for years while addressing cybersecurity risks related to smart contracts and bridges.

cryptobriefing.comAdded: Jul 29, 20269.5
Managing cost basis and tax reporting as tokenized securities mature
Infrastructure

Managing cost basis and tax reporting as tokenized securities mature

As tokenized securities transition from experimental pilots to mainstream financial instruments, the complexity of managing cost basis and tax reporting has emerged as a critical operational hurdle. Wolters Kluwer highlights that traditional tax systems are ill-equipped to handle the unique lifecycle of blockchain-based assets, which often involve complex corporate actions and frequent on-chain movements. Financial institutions must now integrate sophisticated automated reporting solutions to ensure compliance with evolving global tax regulations, such as the OECD’s Crypto-Asset Reporting Framework. Without standardized data structures for tokenized securities, firms face significant risks regarding inaccurate tax calculations and potential regulatory penalties. The maturation of this market requires a shift toward interoperable tax technology that can bridge the gap between distributed ledger technology and legacy reporting infrastructure. By addressing these administrative bottlenecks, the industry can foster greater institutional adoption and provide the necessary transparency for tax authorities. This evolution is essential for tokenized assets to achieve parity with traditional securities in terms of regulatory compliance and operational efficiency.

wolterskluwer.comAdded: Jul 29, 20267.5
JPMorgan Says Fund Tokenization Is Years Away From Useful Applications
Infrastructure

JPMorgan Says Fund Tokenization Is Years Away From Useful Applications

JPMorgan's global head of ETF product, Ciarán Fitzpatrick, recently stated that while fund tokenization is poised to reshape the financial industry, practical and meaningful applications remain at least two years away. The bank is currently utilizing its internal blockchain unit, Kinexys, to conduct research and experimentation, though no commercial product rollout has been announced. The primary motivation for this shift is the potential for continuous settlement and after-hours trading, which would address the limitations of traditional exchange hours. This operational inefficiency has attracted significant attention from both major financial institutions and regulators, including SEC Commissioner Hester Peirce. While firms like the New York Stock Exchange, Robinhood, Kraken, and Coinbase are actively exploring tokenized equities, the broader market remains in a proof-of-concept phase. Analyst projections for the sector are ambitious, with estimates suggesting the tokenized asset market could reach between $2 trillion and $10 trillion by 2030. Ultimately, JPMorgan's stance highlights a cautious institutional consensus that views tokenization as a long-term structural evolution rather than an immediate market disruption.

coinmarketcap.comAdded: Jul 28, 20267.5
Breaking: Ripple Ally SBI Expands On-Chain Finance Beyond XRPL, RippleNet Via Canton Network
Infrastructure

Breaking: Ripple Ally SBI Expands On-Chain Finance Beyond XRPL, RippleNet Via Canton Network

SBI Holdings is restructuring its subsidiary SBI Security Solutions into SBI Digital Practice Co., Ltd. to focus exclusively on institutional on-chain finance via the Canton Network. This strategic pivot marks a significant expansion for the Japanese financial giant, which is diversifying its blockchain infrastructure beyond its long-standing partnership with Ripple and the XRP Ledger. The new entity will provide end-to-end support for financial institutions, including system building and the development of cross-border transaction platforms. By leveraging the Canton Network, which currently hosts over 600 institutions and manages $6 trillion in assets, SBI aims to capture a larger share of the global institutional digital asset market. The move highlights the growing industry preference for interoperable, enterprise-grade networks like Canton, which has recently gained traction through projects like DTCC’s digital securitization of U.S. Treasury bonds. While SBI remains a key Ripple partner, this restructuring confirms that its long-term digital asset strategy is now multi-chain. This development underscores the broader trend of major financial institutions building agnostic infrastructure to facilitate compliant, cross-currency, and cross-border financial services.

coingape.comAdded: Jul 28, 20267.5
Hanwha becomes Securitize’s largest shareholder as tokenization bets grow
Infrastructure

Hanwha becomes Securitize’s largest shareholder as tokenization bets grow

South Korean conglomerate Hanwha Group has emerged as the largest shareholder in tokenization firm Securitize, holding a 9.6% stake through various affiliates and investment vehicles. SEC filings reveal that Hanwha entities collectively own 15.69 million shares, surpassing the holdings of both Blockchain Capital and Securitize CEO Carlos Domingo. This investment is distributed across Hanwha Asset Management, H Foundation, and Hanwha Investment & Securities, reflecting a broader corporate strategy to integrate blockchain infrastructure into their financial portfolio. The move is significant as Securitize continues to lead the institutional RWA market, recently tokenizing its own common stock on the Solana and Avalanche networks. By securing a major stake in a platform that supports BlackRock’s BUIDL fund and manages over $4 billion in on-chain assets, Hanwha is positioning itself at the center of the regulated tokenized securities ecosystem. This development underscores the growing interest from traditional Asian financial giants in the underlying technology of U.S.-based tokenization firms. As Securitize expands its partnership with Cantor to integrate blockchain into public offerings, Hanwha’s capital commitment highlights the increasing convergence between traditional capital markets and distributed ledger technology.

cryptonews.netAdded: Jul 28, 20268.0
XRP Ledger’s Tokenized RWA Base Surges 59% to $3B in 30 Days
Infrastructure

XRP Ledger’s Tokenized RWA Base Surges 59% to $3B in 30 Days

The XRP Ledger reached $3 billion in tokenized real-world assets as of May 3, 2026, marking a 59% increase over a 30-day period. This growth is driven by major institutional participants, including the Dubai Land Department and the FCA-regulated exchange Archax, which has a $1 billion issuance pipeline. The surge follows the activation of the Permissioned Domains amendment and the Permissioned DEX (XLS-81), which allow for KYC-gated environments and restricted secondary markets directly on the public mainnet. These protocol upgrades address previous institutional concerns regarding compliance, effectively removing the necessity for private, permissioned ledgers. By utilizing native features like trust lines and ISO 20022 alignment, the ledger provides a high-speed, low-cost alternative to traditional smart contract-based chains. This shift signals a broader trend where regulated entities are increasingly comfortable deploying assets on public infrastructure. The milestone represents approximately 10% of the total $30 billion cross-chain RWA market, establishing the XRP Ledger as a significant hub for institutional-grade tokenization.

finance.yahoo.comAdded: Jul 28, 20268.5

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