#XRPL

38 articles tagged #XRPL — curated RWA tokenization coverage.

#Tokenization #RWA #Ripple #XRP #InstitutionalFinance #RLUSD #InstitutionalDeFi #Stablecoins #Archax #DeFi

XRPL Ranks 6th for Tokenized Asset Value – What the Number Misses

The XRP Ledger (XRPL) has secured the sixth position in RWA.xyz’s network rankings, reporting over $5 billion in tokenized asset value excluding stablecoins. While the headline figure of $5.046 billion suggests significant institutional adoption, the data reveals that only 9.8% of this value is currently marked as distributed. This discrepancy highlights the complexity of on-chain finance, where represented value on a blockchain does not always equate to broad retail liquidity or active secondary market participation. Major institutional products, such as Ondo Finance’s OUSG and abrdn’s U.S. dollar liquidity fund via Archax, drive these figures but remain subject to strict eligibility and compliance controls. These restrictions mean that tokenized assets on XRPL often function as specialized institutional instruments rather than unrestricted retail tokens. The report emphasizes that total value metrics should be interpreted alongside specific offering terms, including redemption windows and transfer limitations. Ultimately, the growth of XRPL as a venue for tokenized Treasuries and money-market funds demonstrates its utility for institutional cash management, though it does not necessarily correlate to direct demand for the native XRP token.

#Ondo Finance #RWA #Tokenization

coindoo.com·Oct 12, 20267.5

Infrastructure

XRP Ledger adds new controls for banks, stablecoins and tokenized funds

The XRP Ledger has officially activated the PermissionDelegationV1_1 feature, a significant upgrade designed to enhance security for institutional users like banks and stablecoin issuers. This functionality allows account owners to delegate specific operational tasks to secondary accounts without exposing primary signing keys, effectively mitigating risks associated with internet-connected systems. By enabling granular control, such as separating compliance duties from payment execution, the ledger aligns its technical architecture with traditional banking operational standards. The upgrade required over 80% support from the network's 35 trusted validators, a threshold reached after a previous attempt was delayed in September. This development is particularly relevant for the growing ecosystem on the XRP Ledger, which held approximately $4.26 billion in combined tokenized assets and RLUSD stablecoins during the second quarter. While the feature improves operational security, developers have issued a temporary warning regarding the 'PaymentBurn' permission due to a potential bug, with a corrective patch currently awaiting validator approval. This milestone underscores the network's ongoing efforts to provide the robust, enforceable controls necessary for regulated financial institutions to operate on-chain.

#Stablecoins #XRPL #InstitutionalDeFi

CoinDesk·Oct 9, 20267.5

Commodities

XRPL's Tokenized Commodity Lead Rests on One $2.2B Energy Token

The XRP Ledger has emerged as a significant player in the tokenized commodity market, primarily driven by a single energy asset, JMWH, valued at $2.23 billion. While some reports credit the XRP Ledger with leading commodity inflows, this figure is heavily concentrated in this specific electricity product issued by Justoken in partnership with YPF Luz. In contrast, Ethereum maintains a larger footprint in tokenized gold, which remains the dominant commodity category globally. Data discrepancies persist across tracking platforms like RWA.xyz and Token Terminal, making direct chain-to-chain comparisons difficult. Beyond commodities, the XRP Ledger hosts a diverse range of assets, including the RLUSD stablecoin and various credit and treasury products. Total represented asset value on the network reached $4.52 billion, reflecting a 56% increase over 30 days. This growth highlights the evolving landscape of RWA tokenization, where specific high-value assets can disproportionately influence network-wide metrics.

#RWA #Tokenization #XRPL

altcoinbuzz.io·Oct 7, 20267.5

Infrastructure

Ripple President: RWA Tokenization on XRPL Could Reach US$30 Billion

Ripple President Monica Long projects that the value of real-world assets tokenized on the XRP Ledger (XRPL) will grow from approximately US$6 billion to US$30 billion in the coming phase. This growth is expected to be driven by increased institutional adoption as regulatory clarity encourages firms to transition from blockchain experimentation to full-scale infrastructure implementation. Key use cases identified for this expansion include 24-hour collateral mobility via tokenized money market funds, government bond-based repo transactions, and cross-border payments utilizing stablecoins. To facilitate this institutional shift, Ripple is enhancing XRPL with privacy controls, permissioned transaction capabilities, and simplified integration with decentralized exchanges. Furthermore, the company is developing infrastructure to support AI-driven transactions, projecting a tenfold increase in volume to 100 million transactions. Technical advancements such as Zero-Knowledge Proofs for confidential transfers are being implemented to address traditional finance requirements for transaction privacy. These strategic developments underscore Ripple's ambition to position XRPL as a primary network for institutional-grade financial services and broader blockchain utility.

#RWA #Tokenization #XRPL

idnfinancials.com·Oct 4, 20267.5

Infrastructure

XRP Seoul Event : XRPL Eyes $30B in Tokenized Real-World Assets

At the recent XRP Seoul event, Ripple President Monica Long outlined a strategic vision to scale the XRP Ledger (XRPL) as a primary hub for institutional on-chain financial infrastructure. The company is actively targeting an ambitious expansion of tokenized real-world assets on the network, aiming to grow the total value from $6 billion to $30 billion. This growth strategy focuses on integrating tokenized money market funds, treasury-backed repos, and stablecoin payment solutions to enhance 24/7 collateral mobility. To support this institutional shift, Ripple is introducing permissioned privacy features alongside new lending and yield applications powered by XRP and the upcoming RLUSD stablecoin. Furthermore, the ecosystem is preparing for a significant surge in AI agent-driven transactions, with projections rising from 10 million to 100 million. These developments underscore Ripple's commitment to positioning XRPL as a robust platform for high-volume, regulated financial activities. By bridging traditional finance with blockchain efficiency, Ripple aims to capture a larger share of the global institutional asset tokenization market.

#Tokenization #XRPL #InstitutionalFinance

coinpedia.org·Oct 3, 20267.0

Infrastructure

Ripple just tokenized Brazilian markets

Ripple has officially partnered with CSD BR to tokenize Brazilian capital markets using the XRP Ledger, marking a significant expansion of its institutional footprint in Latin America. The initiative begins with the tokenization of shares from a BTG Pactual fund, which will be secured through Ripple Custody services. This development coincides with a period of record-breaking liquidity on the XRP Ledger, where stablecoin supply has reached an all-time high of $1.2 billion. Notably, the RLUSD stablecoin accounts for over 90% of this supply, with its own total circulation hitting a record $2.5 billion. While the network experiences these fundamental improvements in institutional adoption and liquidity, the native XRP token faces market volatility characterized by rising leverage and potential selling pressure on exchanges. The integration of Brazilian financial assets onto the ledger highlights Ripple's strategy to bridge traditional finance with blockchain infrastructure. Ultimately, the success of these tokenization efforts serves as a critical test for whether network utility can decouple from speculative price action. This move positions the XRP Ledger as a key player in the evolving landscape of global asset tokenization.

#Tokenization #XRPL #Ripple

AMBCrypto·Sep 30, 20267.5

Infrastructure

$1 Billion XRP Treasury Closes in Nasdaq Listing Amid Tokenization Boom: Main Crypto News This Morning

Evernorth Holdings and Armada Acquisition Corp. II have concluded the proxy voting phase for their merger, paving the way for a Nasdaq listing under the ticker XRPN. This entity will manage a treasury exceeding $1 billion in XRP, backed by institutional commitments from firms like SBI Holdings and Arrington Capital. Simultaneously, Ripple is expanding its RWA footprint in Latin America through a partnership with Brazil's Central Securities Depository to tokenize BTG Pactual investment funds on the XRP Ledger. These developments occur as the broader RWA market reaches a net on-chain value of $38.54 billion, with tokenized stocks and ETFs emerging as high-growth segments. While the market anticipates the scheduled release of 1 billion XRP from escrow, the focus remains on the integration of traditional financial infrastructure with blockchain-based audit layers. The regulatory environment is evolving, with the SEC granting innovation exemptions for tokenized stock trading via automated market makers. These milestones signify a shift toward institutional-grade RWA tokenization, bridging the gap between traditional capital markets and distributed ledger technology.

#XRP #RWA #Tokenization

u.today·Sep 30, 20267.5

Infrastructure

Ripple and CSD BR Bring Brazilian Investment-Fund Shares On-Chain via the XRP Ledger

Brazilian securities infrastructure provider CSD BR has partnered with Ripple to integrate the XRP Ledger into its live financial market operations. The initiative uses the XRP Ledger to mirror records of BTG Pactual investment fund shares, serving as an additional audit layer for authorized participants. By utilizing the Multi-Purpose Token (MPT) standard, CSD BR aims to test blockchain performance within a regulated environment without replacing existing legal settlement frameworks. CSD BR, which manages over 22 trillion Brazilian reais in assets, retains control over official records, KYC/AML compliance, and transaction reversals. This project represents a shift from sandbox testing to real-world application, allowing for near real-time verification of asset ownership. Future phases may explore direct issuance and trading of assets like Real Estate Receivables Certificates (CRI) and Agribusiness Receivables Certificates (CRA). This integration highlights a strategic approach to modernizing national capital market infrastructure by layering blockchain transparency over traditional, regulated systems.

#Tokenization #XRPL #Ripple

cryptotimes.io·Sep 30, 20268.0

Infrastructure

Woori, Kakao Bank Join Ripple Event as Korea Eyes Tokenized Finance

Major South Korean financial institutions, including Woori Bank, Kakao Bank, Kyobo Securities, and Kbank, are set to participate in the XRP Seoul 2026 conference on October 3. These institutions will join Ripple executives to discuss the integration of institutional DeFi, cross-border payments, and the broader adoption of tokenized assets on the XRP Ledger. The event highlights a significant shift in Korea's financial landscape, as local banks move beyond pilot programs to explore large-scale capital market infrastructure. Ripple has been actively collaborating with Kbank on blockchain-based overseas payment testing and is currently involved in exploring tokenized government bond settlement in the region. The conference agenda underscores a strategic focus on institutional-grade infrastructure, featuring sessions on Ripple’s RLUSD stablecoin and the management of tokenized assets. By providing tools like Ripple Custody and SettleMint, Ripple is positioning itself as a primary provider for regulated entities looking to issue and manage digital assets. This collaboration signals a deepening institutional commitment to blockchain technology within the South Korean banking sector.

#Tokenization #XRPL #InstitutionalDeFi

coinpaper.com·Sep 28, 20267.5

Credit (Private Credit)

Ripple's On-Chain Lending Partner Picks XRP Ledger for Token, Leaves Ethereum Behind

The decentralized credit protocol Clearpool is migrating its core infrastructure from Ethereum to the XRP Ledger (XRPL) to capture emerging institutional capital markets. This strategic shift follows the XRPL v3 upgrade, which introduced native lending capabilities to a network previously focused primarily on cross-border payments. Clearpool aims to replicate the success of Ethereum-based lending models like Morpho by facilitating private credit for fintech and payment companies. In collaboration with Cicada Partners, the protocol is launching an institutional credit fund, with Hex Trust providing regulated custody and borrower verification services. To support this transition, Clearpool is replacing its legacy CPOOL token with a new CLEAR token, citing the exhaustion of the former's supply and incentive reserves. The new tokenomics model features a deflationary mechanism where 50% of protocol fees are used for token buybacks and burns, while the remainder rewards stakers. This migration represents a significant effort to unlock idle liquidity within the XRP ecosystem and establish a transparent, auditable framework for real-world asset lending. The proposal is currently undergoing a 14-day community discussion period before a final Snapshot vote by tokenholders.

#XRPL #PrivateCredit #DeFi

u.today·Sep 11, 20267.5

Infrastructure

How XRP Ledger’s DEX Could Become Infrastructure for Tokenized Institutional Assets

The XRP Ledger (XRPL) is positioning its native decentralized exchange (DEX) as a foundational layer for institutional real-world asset (RWA) tokenization. By integrating order books and Automated Market Maker pools directly into the protocol, XRPL aims to reduce the fragmentation often found in networks requiring separate smart-contract exchanges. This architecture supports continuous settlement and liquidity, which are critical for the projected $19 trillion tokenized asset market by 2033. The ledger already hosts products from major entities like Ondo Finance and Société Générale, demonstrating its utility for complex financial operations. A notable milestone occurred in May 2026, when a cross-border redemption of tokenized U.S. Treasuries involving Ondo, Kinexys by JPMorgan, Mastercard, and Ripple settled on-chain in under five seconds. To meet strict regulatory standards, XRPL incorporates permissioned domains and credentialing systems that restrict access to verified participants. Furthermore, the introduction of XLS-66 for uncollateralized lending and recent investments in ZILO and Licuido suggest a broader strategy to build a comprehensive institutional stack. The long-term success of this infrastructure depends on whether these technical capabilities can drive sustained institutional trading volumes and credit activity.

#Tokenization #XRPL #InstitutionalFinance

analyticsinsight.net·Sep 10, 20268.0

Infrastructure

XRP's Quiet Revolution: Network Metrics Surge While Wall Street Builds On-Chain - Ad-hoc

The XRP Ledger is experiencing a significant surge in network activity and transaction volume, signaling a shift in its utility beyond traditional retail speculation. Institutional interest is growing as major financial entities explore the ledger for cross-border payments and the tokenization of real-world assets. This trend is supported by the development of robust on-chain infrastructure designed to facilitate institutional-grade financial services. By providing a scalable and efficient environment for asset settlement, the XRP Ledger is positioning itself as a critical backbone for the evolving digital finance ecosystem. The integration of these institutional use cases suggests a maturation of the network's role in the global financial landscape. As Wall Street firms increasingly build on-chain, the focus shifts toward the practical application of blockchain technology for liquidity and settlement efficiency. This development is vital for the RWA market, as it demonstrates the transition of legacy financial processes onto high-throughput distributed ledgers.

#XRP #Tokenization #XRPL

ad-hoc-news.de·Aug 26, 20266.5

Infrastructure

XRP price falls despite 102% RWA growth

The XRP Ledger (XRPL) has experienced a significant surge in tokenized Real World Assets (RWA), which grew by 102.5% to reach a total value of $4.46 billion. Despite this substantial increase in liquidity and the expansion of the RLUSD stablecoin, which now accounts for 62% of all tokenized assets on the ledger, the network is facing a critical disconnect between liquidity and utility. Data indicates that total payment volume on the XRPL declined by 26.6% in the second quarter, while total transaction counts in the third quarter have reached only 87 million compared to 222 million in the previous period. This fundamental-technical divergence has contributed to a 22% price decline for XRP quarter-over-quarter, with the token recently hitting a new quarterly low of $0.98. While the growth of RLUSD and broader tokenization efforts highlight the ledger's potential as a financial infrastructure, the lack of corresponding network activity suggests that market participants remain skeptical. The current trend indicates that increased RWA supply does not automatically guarantee network adoption or positive price action. Consequently, the XRP ecosystem faces a challenging Q3 as it struggles to convert its growing tokenized asset base into meaningful on-chain utility.

#XRP #RWA #Tokenization

AMBCrypto·Aug 19, 20266.5

Real Estate

Dubai Land Department tokenizes 10 real estate towers on XRPL, targets $16 billion by 2033

Dubai has launched a pilot program to tokenize ten physical real estate towers, resulting in the creation of 7.8 million digital tokens representing over $5 million in property value. The initiative, supported by the Dubai Land Department, utilizes the XRP Ledger for transaction settlement, which occurs in 3 to 5 seconds. Ripple Custody provides institutional-grade security for these assets, while Ctrl Alt manages the technical infrastructure for minting and title management. Investors can participate in secondary-market trading with a minimum threshold of approximately $540. This project is part of a broader government strategy to tokenize 7% of Dubai’s real estate market, estimated at $16 billion, by 2033. By synchronizing blockchain records with the official land registry, the initiative ensures legal certainty and operational efficiency for fractional property ownership. This development marks a significant milestone in the integration of public blockchains into sovereign-regulated asset classes, setting a precedent for global real estate tokenization.

#Tokenization #XRPL #Ripple

cryptonews.net·Aug 18, 20269.0

Real Estate

XRP News: 10 Million RLUSD Minted on XRP Ledger as Dubai Tokenizes Real Estate on XRPL

The XRP Ledger has seen a significant increase in real-world asset activity, marked by the minting of 10 million RLUSD stablecoins at the RLUSD Treasury. Simultaneously, Dubai’s Land Department has begun tokenizing government-linked property deeds directly on the XRPL, representing over $5 million in assets across 10 properties. These deeds are secured by Ripple Custody and integrated with the official land registry, allowing for secondary market trading. This initiative is part of a broader goal to tokenize $16 billion in Dubai property by 2033, which would account for approximately 7% of local transactions. With these developments, the XRP Ledger now holds roughly $2.5 billion in on-chain tokenized assets within a global $44.7 billion RWA market. The integration of government-backed records and stablecoin liquidity highlights the network's growing utility for institutional-grade financial infrastructure. These moves demonstrate a shift toward practical, regulated use cases for blockchain technology in property management and digital payments.

#Stablecoins #XRPL #Ripple

cryptorank.io·Aug 17, 20268.0

Credit (Private Credit)

Ripple's New Bets on Tokenized Fund Infrastructure: What ZILO and Licuido Actually Do

Ripple has strategically invested in ZILO and Licuido to address the structural inefficiencies currently hindering institutional RWA tokenization on the XRP Ledger. While tokenized fund shares are increasingly issued on-chain, they often remain stagnant due to fragmented legacy systems that fail to integrate with collateral markets. ZILO provides the necessary regulated transfer agency and digital record-keeping, while Licuido enables the use of these fund shares as collateral without requiring a sale. By combining these services with Ripple’s RLUSD stablecoin for cash settlement, the company aims to create a unified stack that supports the entire lifecycle of a fund asset. This infrastructure allows institutions to move from static holdings to active liquidity, facilitating borrowing and lending against tokenized assets. The initiative builds upon Ripple’s previous success with the Aviva Investors USD Liquidity Fund, which launched on XRPL in July 2026. Ultimately, this move seeks to solve the 'parked asset' problem, ensuring that tokenized shares can function as dynamic instruments within institutional capital markets.

#XRPL #Ripple #TokenizedFunds

cryptonews.net·Aug 14, 20268.5

Active Strategies

Aviva Investors Brings Its First Tokenized Fund Class to XRPL

The XRP Ledger (XRPL) is increasingly positioned as a hub for institutional asset tokenization following recent developments involving major financial players. Reports indicate that Aviva Investors, a global asset management firm, has explored the integration of tokenized funds on the XRPL infrastructure. This move highlights the growing trend of traditional financial institutions leveraging high-throughput, low-cost public blockchains to enhance the efficiency of fund distribution and management. By utilizing the XRPL, firms aim to streamline settlement processes and improve liquidity for complex financial products. The potential adoption by a firm of Aviva's stature underscores the maturation of blockchain technology for enterprise-grade financial services. Such developments are critical for the RWA market as they demonstrate a shift from experimental pilots to practical, scalable applications in global finance. The integration of tokenized funds on XRPL signals a broader industry movement toward digitizing traditional investment vehicles to reduce operational overhead.

#RWA #XRPL #TokenizedFunds

coinspeaker.com·Aug 12, 20267.5

Infrastructure

New XRP Ledger amendments target $530 million in tokenized Wall Street assets

The XRP Ledger has introduced version 3.3.0, featuring six proposed amendments designed to enhance institutional adoption of tokenized real-world assets. The most significant update, Confidential Transfers, utilizes cryptographic methods to encrypt transaction amounts and account balances while maintaining ledger validity. This feature addresses a critical institutional requirement for privacy, allowing firms to move assets without exposing sensitive position sizes. Currently, the XRP Ledger hosts approximately $1.38 billion in tokenized assets, with over $530 million excluding the RLUSD stablecoin. Major participants like Aviva Investors, Ondo, and Archax are already active on the network, making privacy a key factor for further institutional growth. Additional amendments include Batch processing, Sponsor fee coverage, and Permission Delegation to streamline administrative workflows for fund managers. These updates must secure 80% support from network validators over a two-week period to activate. This development marks a strategic effort by Ripple to position the XRP Ledger as a secure, enterprise-grade infrastructure for traditional financial instruments.

#XRPL #InstitutionalDeFi #Ripple

CoinDesk·Aug 8, 20268.0

#XRPL

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