#Blockchain
128 articles tagged #Blockchain — curated RWA tokenization coverage.
GRANITE, Tarmiiz join FRA Sandbox to test money market fund tokenization
GRANITE Financial Holding and Tarmiiz Information Technology have been admitted to the Egyptian Financial Regulatory Authority (FRA) Regulatory Sandbox to pilot the tokenization of money market funds. This initiative marks a significant step for Egypt's non-banking financial sector as it explores blockchain for recording and managing asset ownership. By leveraging Tarmiiz’s blockchain infrastructure alongside GRANITE’s asset management expertise, the partners aim to identify the necessary regulatory and operational frameworks for future commercial viability. The project is one of nine initiatives granted preliminary approval within the Sandbox's first year, which saw over 50 total applications. This testing phase focuses on assessing how distributed ledger technology can improve liquidity management and transaction settlement efficiency. The collaboration underscores a growing institutional interest in modernizing capital market infrastructure through digital assets. Ultimately, the findings from this sandbox environment will inform the FRA’s approach to integrating tokenization into the broader Egyptian financial ecosystem.
CZ Pushes Asset Tokenization, Warns of Fragmented Liquidity.
Binance founder Changpeng Zhao has advocated for the widespread adoption of asset tokenization by governments and corporations to enhance global capital formation and foreign direct investment. By moving equities on-chain, Zhao suggests that companies can transcend domestic market limitations and provide international investors with 24/7 access to assets. However, he cautioned that the proliferation of disparate blockchain networks risks fragmenting liquidity, which could undermine trading efficiency and market depth. This concern regarding interoperability is shared by major financial infrastructure providers including DTCC, Clearstream, and Euroclear, who emphasize the need for common standards to ensure asset mobility. Zhao suggests that stronger interchangeability between issuers is essential to prevent digital securities from becoming trapped in isolated ecosystems. As traditional institutions like the DTCC prepare to launch tokenization services, the industry is increasingly focused on balancing innovation with the necessity of unified market infrastructure. Ultimately, the integration of tokenized assets into national strategies requires navigating existing securities laws and currency controls while prioritizing cross-chain compatibility.
What Is RWA Tokenization? Real-World Assets On-Chain Explained
Real-world asset (RWA) tokenization has evolved into a rapidly expanding sector, with on-chain, freely tradable asset values reaching approximately $31–33 billion by mid-2026. This growth represents a significant increase from the $5–8 billion recorded at the start of 2025, primarily driven by the tokenization of government debt. Major institutional players like BlackRock, through its partnership with Securitize, and Franklin Templeton with its BENJI fund, are leading this transition by issuing regulated, on-chain versions of traditional funds. The process involves creating a digital record of ownership on blockchains such as Ethereum, Solana, or Stellar, while the underlying assets remain held by regulated entities like trusts or special purpose vehicles. While tokenization enables near-instant settlement and fractional ownership, the market faces challenges including fragmented liquidity across different chains and varying methodologies for calculating total market size. Infrastructure development, including pilots by major securities clearing organizations, indicates that the plumbing for these assets is maturing alongside adoption. Investors are cautioned that tokenized assets remain subject to the same legal and regulatory frameworks as their off-chain counterparts, necessitating thorough due diligence on issuer documentation.
Top Ways Tokenized Treasury Yields Are Replacing Traditional Cash Reserves in Startup Treasuries
Startups are increasingly shifting idle cash reserves into tokenized U.S. Treasury products to capture yield while maintaining operational liquidity. Following the 2023 collapse of Silicon Valley Bank, companies are diversifying away from traditional bank deposits to mitigate concentration risk. Platforms like Circle’s USYC and Franklin Templeton’s BENJI allow firms to earn returns on excess capital that would otherwise remain stagnant. These tokenized assets offer near-instant settlement and 24/7 accessibility, bypassing the T+1 or T+2 delays inherent in traditional money market funds. By integrating these assets into smart contracts and treasury management systems like Fireblocks, startups can automate yield accrual and collateral management. However, these instruments lack FDIC insurance and carry risks including smart contract vulnerabilities and potential redemption gates during market stress. This shift represents a broader evolution in corporate finance where programmable, blockchain-based instruments complement traditional banking to optimize capital efficiency.
Solana transactions hit record 4.2B as SOL rallies 40%
Solana has experienced a significant surge in network activity, processing a record 4.2 billion transactions in July, which represents a 13.5% increase from the previous month. This growth in transaction volume coincides with a broader expansion of tokenized real-world assets (RWAs) on the network, which have now reached a valuation of nearly $4 billion. According to data from RWA.xyz, the total value of distributed RWAs across all tracked blockchain networks has surpassed $38 billion. The uptick in Solana's activity and the growth of its RWA ecosystem occurred alongside a 40% rally in the price of SOL over an eight-day period. This market movement was further influenced by the US Treasury Department's announcement to increase long-dated bond buybacks to at least $4 billion per operation. By lowering yields, this fiscal policy shift has bolstered risk appetite across the crypto sector. The integration of high-volume transaction capacity with growing RWA adoption positions Solana as a critical infrastructure layer for institutional asset tokenization. This trend highlights the increasing synergy between traditional financial policy and decentralized blockchain utility.
Tokenized Stocks Fuel Growth in On-Chain Trading
Tokenized stocks are emerging as a significant driver for on-chain financial activity, bridging traditional equity markets with blockchain infrastructure. By representing shares of publicly traded companies as digital tokens, platforms enable 24/7 trading, fractional ownership, and increased liquidity for global investors. This shift allows retail and institutional participants to interact with equity assets directly on-chain, bypassing traditional settlement delays associated with legacy clearing houses. CoinShares highlights that this integration reduces counterparty risk and lowers barriers to entry for international market access. As more financial institutions explore tokenization, the interoperability between Ethereum and other Layer 1 networks becomes critical for scaling these assets. The growth of this sector signals a broader transition toward programmable finance where equity ownership is managed via smart contracts. This development is pivotal for the RWA market as it demonstrates the practical utility of tokenizing highly liquid, regulated assets to enhance capital efficiency.
24/7 markets need tokenized collateral and cash, not just longer trading hours
Industry leaders at the Wyoming SALT conference concluded that the transition to 24/7 financial markets requires fundamental changes to post-trade infrastructure rather than just extended trading hours. Tradeweb CPO Chris Bruner emphasized that blockchain technology is essential for enabling programmable collateral and real-time settlement, which are prerequisites for continuous market operations. Currently, approximately $40 trillion in eligible collateral remains idle globally due to the inability of traditional systems to move assets across jurisdictions at sufficient speeds. Digital Asset co-founder Yuval Rooz highlighted that blockchain serves as the necessary plumbing to mobilize these trapped assets, allowing a balance sheet in Tokyo to fund trading in New York efficiently. This shift is currently being tested through collaborative projects involving the DTCC for U.S. Treasuries and equities, as well as Japanese Government Bond (JGB) initiatives with Mizuho, MUFG, and JSCC. By tokenizing these assets, institutions aim to overcome the friction of legacy settlement cycles that prevent global liquidity from flowing seamlessly. Ultimately, the move toward 24/7 trading depends on the successful integration of tokenized collateral and cash settlement rails to replace outdated, slow-moving financial plumbing.
Real World Assets - Page 14
Yellow.com provides a comprehensive overview of the Real World Asset (RWA) sector, emphasizing the transformative potential of blockchain technology in traditional finance. The platform highlights how tokenization enables the fractional ownership and increased liquidity of traditionally illiquid assets like real estate, commodities, and government bonds. By leveraging distributed ledger technology, firms can reduce settlement times and administrative overhead while expanding access to global capital markets. The analysis underscores the importance of regulatory compliance and interoperability between legacy financial systems and decentralized networks. As institutional interest grows, the integration of RWA protocols is becoming a critical component of modern portfolio management strategies. This shift represents a fundamental evolution in how value is transferred and verified across digital infrastructures. Ultimately, the maturation of the RWA ecosystem is essential for bridging the gap between institutional-grade assets and the efficiency of blockchain-based settlement layers.
Ant International partners Bank of China HK for cross border payments, including tokenization
Ant International has entered a strategic partnership with Bank of China Hong Kong (BOCHK) to enhance real-time treasury management and cross-border payment capabilities. The collaboration integrates Ant International’s embedded finance business, Bettr, with BOCHK to explore blockchain-based innovations for investment and treasury operations. This agreement spans multiple Ant International services, including the Alipay+ digital wallet and the global account provider WorldFirst. Ant International has previously established itself as a primary client for tokenized deposit solutions, having partnered with major global institutions such as HSBC, JPMorgan, and Standard Chartered. By utilizing its Ant Whale treasury management platform, the company facilitates 24/7 global liquidity movement through tokenized deposits. Furthermore, the firm has expanded its strategy to include the use of tokenized money market funds to optimize yield on cash reserves. This partnership underscores the growing institutional adoption of distributed ledger technology to streamline complex international financial workflows.
CZ Wants Countries to Tokenize Assets, But There’s A Catch
Binance founder Changpeng Zhao recently advocated for the global adoption of asset tokenization, suggesting that countries could leverage the technology to enhance capital raising and attract foreign investment. While highlighting the potential for economic growth, Zhao cautioned that the current trend of deploying assets across disparate blockchain networks risks fragmenting liquidity. This fragmentation remains a significant hurdle for the maturing RWA sector, which currently boasts a total value of $38.40 billion in distributed assets. The industry is currently navigating the tension between rapid innovation and the need for standardized, interoperable infrastructure. As more nations explore tokenization to modernize their financial systems, the challenge of maintaining deep, unified liquidity pools becomes increasingly critical. Addressing these technical silos is essential for the long-term viability of tokenized assets as a mainstream financial instrument. Ultimately, Zhao's perspective underscores the necessity of balancing technological expansion with cohesive market architecture to ensure efficient global capital flows.
DTCC Tokenization Update: $114T Assets Set for October Launch
The Depository Trust & Clearing Corporation (DTCC) has confirmed the launch of its full-scale Tokenization Service for October 2026, following a successful live production trial. This initiative, which processed real trades using tokenized securities, represents a major shift in institutional market infrastructure for a firm that provides custody for $114 trillion in assets. The trial involved over 30 major financial institutions, including BlackRock, J.P. Morgan, and Goldman Sachs, testing transactions across the Besu and Canton blockchain networks. By allowing DTC-held securities to be converted into tokenized forms while retaining identical legal rights and CUSIP identifiers, the DTCC aims to enhance liquidity and real-time collateral mobility. The service incorporates built-in compliance controls such as the ability to pause, freeze, or clawback tokens, ensuring institutional-grade security. This development follows a SEC No-Action Letter granted earlier this year, providing the regulatory clarity necessary for the transition. As the central hub for U.S. post-trade processing, the DTCC's move signals the integration of blockchain technology into the core of global financial markets.
BlackRock CEO Larry Fink: Tokenization Is The Next Major Market Trend
BlackRock CEO Larry Fink has officially identified asset tokenization as the next major trend in global finance, signaling a transition from experimental pilot projects to earnest institutional adoption. This shift marks a departure from a decade of hype, as the world's largest asset manager with over $10 trillion in assets under management pivots toward blockchain-based representation of real-world assets. By converting rights to assets like real estate, commodities, and bonds into digital tokens, firms aim to enhance liquidity, reduce settlement times, and lower transaction costs. Fink’s endorsement provides significant institutional weight to the sector, aligning BlackRock with other major players like JPMorgan and Goldman Sachs who are already exploring the technology. While challenges such as regulatory uncertainty, interoperability, and custody solutions persist, the move suggests that tokenization is evolving into a fundamental pillar of capital markets. This development is expected to democratize access to previously illiquid or inaccessible assets through fractional ownership. Ultimately, the active involvement of industry giants indicates that blockchain-based asset management is moving toward mainstream integration within the traditional financial system.
Tenev Pushes for Tokenized Stocks in America
Robinhood CEO Vlad Tenev is actively advocating for the integration of tokenized stocks within the United States financial system to modernize equity trading infrastructure. Tenev argues that current settlement cycles, such as T+1, remain inefficient compared to the potential of blockchain-based atomic settlement. By leveraging distributed ledger technology, Robinhood aims to reduce the friction and costs associated with traditional clearinghouses and intermediary-heavy processes. This push aligns with a broader industry trend where fintech leaders seek to bridge the gap between legacy capital markets and decentralized finance protocols. While regulatory hurdles remain significant, Tenev suggests that tokenization could democratize access and improve liquidity for retail investors. The proposal highlights a growing institutional appetite for moving traditional securities onto public or permissioned blockchains to achieve 24/7 market availability. If successful, this shift would represent a major evolution in how U.S. equities are held, traded, and settled on-chain.
Binance shakes up Kraken and seizes 2nd place worldwide in tokenized stocks
Binance has secured the second position in the tokenized stocks market, reaching a value of approximately 610.6 million dollars for its bStocks product. This milestone, achieved less than two months after the June 11 launch, allowed Binance to surpass Kraken’s xStocks, which currently holds 601.2 million dollars. Ondo Finance continues to lead the sector with a significant margin, maintaining a value of approximately 927 million dollars. The rapid growth of Binance's offering is largely attributed to its existing massive user base, which facilitates immediate product adoption. This shift occurs within a broader market expansion, as the total value of tokenized stocks tracked by Token Terminal has surged from 80 million dollars a year ago to 2.7 billion dollars today. The sector's momentum is further evidenced by a 105% monthly increase in transfer volumes, reaching 8.41 billion dollars in July. This competitive landscape highlights the increasing institutional and exchange-level focus on bringing traditional securities onto the blockchain to enhance accessibility and trading efficiency.
Real Estate Tokenization Trends: What to Expect in the Coming Years | by Diya | Aug, 2026
Real estate tokenization is evolving from a niche concept into a transformative force for global property markets by enhancing liquidity and lowering entry barriers. By leveraging blockchain technology, fractional ownership allows investors to purchase smaller stakes in high-value commercial and residential assets that were previously inaccessible. This shift addresses the historical illiquidity of real estate, enabling 24/7 trading and reducing reliance on traditional intermediaries. The integration of smart contracts automates compliance, dividend distributions, and property management tasks, significantly lowering operational overhead for asset managers. As regulatory frameworks mature, institutional adoption is expected to accelerate, bridging the gap between decentralized finance and traditional property investment. This transition promises to democratize wealth creation while providing developers with more efficient capital-raising mechanisms. Ultimately, the maturation of this sector will likely lead to a more transparent, efficient, and globally accessible real estate ecosystem.
Being Onchain Proves An Asset Was Recorded; It Doesn't Prove It's Worth A Dime
The tokenized private credit market has reached approximately $14 billion in volume, yet it faces a critical systemic risk regarding the verification of underlying asset quality. While blockchain technology has successfully optimized transfer, settlement, and composability, it has failed to address the fundamental issue of whether the collateral backing these loans is worth its claimed value. A notable 2022 default involving $36 million in blockchain-based loans highlighted that a flawless onchain ledger is meaningless if the data it points to is misrepresented. Currently, the industry relies on traditional finance's manual attestation models, which are prone to human error and delayed reporting. This reliance on trust-based assertions rather than cryptographic proof leaves investors vulnerable to significant losses, similar to historical failures like New Century Financial. To mitigate these risks, the industry must transition toward machine-readable records and cryptographic proofs that allow any participant to verify asset eligibility independently. Without adopting these rigorous standards, the sector risks repeating the opaque failures of traditional finance under the guise of technological innovation.
Tokenized Money: The Future of Financial Infrastructure
The evolution of blockchain in finance is shifting from speculative digital assets toward the tokenization of money and high-quality financial infrastructure. This transition focuses on replacing legacy settlement systems with programmable, atomic settlement layers that reduce counterparty risk and operational friction. By utilizing tokenized deposits and central bank digital currencies, financial institutions can achieve near-instantaneous clearing and settlement for complex transactions. The integration of these assets into existing banking frameworks allows for 24/7 liquidity and improved capital efficiency across global markets. This shift represents a fundamental move toward a more resilient financial architecture that prioritizes transparency and automated compliance. As institutions move beyond pilot programs, the focus is increasingly on interoperability between private ledgers and public blockchains. Ultimately, this infrastructure upgrade is essential for modernizing the global financial system and enabling the next generation of programmable finance.
Tokenized gold: The UK is preparing its regulatory framework
The UK's Financial Conduct Authority (FCA) is actively developing a regulatory framework to integrate tokenized gold as collateral within wholesale financial markets. By engaging with banks and industry participants, the FCA aims to modernize the settlement of collateral, which currently suffers from logistical frictions associated with physical gold. London, as the world's largest over-the-counter gold trading center handling 70% of global notional volume, serves as the critical testing ground for this structural upgrade. Tokenization enables near-instantaneous transfers and 24/7 operations, allowing institutions to manage liquidity and margin calls more efficiently during market volatility. This initiative is part of a broader UK strategy that projects tokenization could contribute £33 billion to the national economy by 2035. The roadmap also includes plans for the UK's first tokenized government bond by 2027, signaling a shift toward blockchain-based financial infrastructure. This regulatory progress mirrors the European Union's MiCA framework, which already mandates strict reserve and audit requirements for asset-linked tokens. Ultimately, these developments provide the legal clarity necessary for large-scale institutional adoption of real-world assets.