#XRP

41 articles tagged #XRP — curated RWA tokenization coverage.

#Tokenization #RWA #Ripple #XRPL #MiCA #JPMorgan #Ondo Finance #Regulation #RLUSD #BlackRock

Stellar Holds $3.5B in Tokenized Assets, but XRP Is Still Worth 13 Times More

Stellar has established itself as a significant hub for real-world asset tokenization, reporting approximately $3.5 billion to $4 billion in total holdings as of late 2024. Key institutional drivers include Franklin Templeton’s BENJI fund, which accounts for over $600 million, and Spiko’s money-market products contributing roughly $1.7 billion. Despite this substantial utility, Stellar’s native token XLM maintains a market capitalization of approximately $6.67 billion, significantly trailing XRP’s $84.65 billion valuation. This discrepancy highlights a fundamental market trend where the growth of tokenized assets on a blockchain does not necessarily translate into proportional demand for the network's native cryptocurrency. While institutional investors utilize these chains for issuance, ownership records, and settlement, their capital is primarily directed toward the underlying assets like government securities rather than the native tokens. Conversely, XRP’s higher valuation is driven by distinct investment vehicles, such as spot ETFs and corporate treasury structures, which provide direct exposure to the asset itself. This analysis underscores the decoupling between blockchain infrastructure utility and speculative market pricing in the evolving RWA sector.

#XRP #RWA #Stellar

coinpaper.com·Oct 13, 20267.5

Infrastructure

Banks Are Tokenizing Everything: Do Chainlink or XRP Benefit?

Financial institutions are increasingly integrating blockchain technology to move funds, bonds, and commodities, yet the direct value accrual to native tokens like Chainlink (LINK) and XRP remains uncertain. In late September 2026, Chainlink announced a partnership with Infosys, a software provider managing 1.7 billion customer accounts, and established a connection to SWIFT’s new blockchain ledger involving 17 major banks including HSBC, Citi, and UBS. Simultaneously, the XRP Ledger has seen $2.2 billion in tokenized commodity inflows in 2026, surpassing Ethereum’s $1.6 billion, largely driven by energy tokens like JMWH. Despite these institutional milestones, both LINK and XRP have experienced significant price declines, with LINK trading 40% lower year-over-year and XRP down nearly 50%. The disconnect stems from the fact that banks often utilize these networks for settlement without holding the native tokens, opting instead for dollar-backed stablecoins or intermediary services. While Chainlink’s CCIP protocol requires fees that could theoretically drive demand for LINK, banks can settle payments in fiat, limiting the token's utility. Similarly, the XRP Ledger burns small amounts of XRP during transactions, but this deflationary pressure is negligible compared to the asset's $89 billion market capitalization. This trend highlights a growing gap between the adoption of blockchain infrastructure by traditional finance and the actual investment value captured by the underlying crypto assets.

#XRP #RWA #Tokenization

247wallst.com·Oct 12, 20267.5

Infrastructure

How a Tier-1 insurer moved treasury capital on-chain

A major South Korean life insurer has successfully deployed treasury capital into a yield-bearing tokenized money market fund using the XRP Ledger. The project utilized a three-party operating model to ensure compliance with local regulations while maintaining institutional-grade custody standards. By leveraging Ripple USD (RLUSD) for fiat-to-token conversion, the firm achieved T+0 settlement speeds for its treasury operations. The implementation featured native token controls that restricted fund unit holdings exclusively to pre-verified, authorized entities. This deployment demonstrates how traditional financial institutions can integrate blockchain infrastructure while satisfying rigorous audit and oversight requirements. The successful execution highlights the growing institutional demand for tokenized assets that offer both yield and operational efficiency. This case study serves as a blueprint for other large-scale financial entities looking to transition treasury management onto distributed ledger technology.

#XRP #InstitutionalDeFi #TokenizedFunds

ripple.com·Oct 8, 20267.5

Infrastructure

$1 Billion XRP Treasury Closes in Nasdaq Listing Amid Tokenization Boom: Main Crypto News This Morning

Evernorth Holdings and Armada Acquisition Corp. II have concluded the proxy voting phase for their merger, paving the way for a Nasdaq listing under the ticker XRPN. This entity will manage a treasury exceeding $1 billion in XRP, backed by institutional commitments from firms like SBI Holdings and Arrington Capital. Simultaneously, Ripple is expanding its RWA footprint in Latin America through a partnership with Brazil's Central Securities Depository to tokenize BTG Pactual investment funds on the XRP Ledger. These developments occur as the broader RWA market reaches a net on-chain value of $38.54 billion, with tokenized stocks and ETFs emerging as high-growth segments. While the market anticipates the scheduled release of 1 billion XRP from escrow, the focus remains on the integration of traditional financial infrastructure with blockchain-based audit layers. The regulatory environment is evolving, with the SEC granting innovation exemptions for tokenized stock trading via automated market makers. These milestones signify a shift toward institutional-grade RWA tokenization, bridging the gap between traditional capital markets and distributed ledger technology.

#XRP #RWA #Tokenization

u.today·Sep 30, 20267.5

U.S. Treasuries

XRP Pauses Below $1.60 as Ledger Upgrade Slips and Tokenized Treasury Rails Open

XRP experienced a minor price consolidation after failing to sustain momentum above the $1.60 level, despite broader market gains for Bitcoin and Ether. On the technical front, the XRP Ledger encountered a delay in the BatchV1_1 amendment, which is now expected to activate around October 9. This upgrade is critical for institutional adoption as it enables atomic transaction bundling, facilitating complex delivery-versus-payment settlements. Simultaneously, the ecosystem saw a significant advancement in RWA utility as holders of BlackRock’s BUIDL and VanEck’s VBILL funds gained the ability to redeem positions directly into Ripple’s RLUSD stablecoin. This integration allows institutional investors to maintain yields on-chain and deploy capital into decentralized finance protocols 24/7. With RLUSD circulating supply nearing $2.5 billion, the XRP Ledger is increasingly positioning itself as a primary infrastructure layer for tokenized assets. These developments underscore a strategic shift toward institutional-grade settlement capabilities, even as the native token navigates short-term market volatility. The ongoing expansion of payout access across 60 global markets further supports Ripple's long-term objective of competing with traditional cross-border payment networks like SWIFT.

#XRP #RWA #BUIDL

ad-hoc-news.de·Sep 27, 20267.5

Infrastructure

XRP's Regulatory Foundation Is Already Set, Evernorth CEO Signals; CLARITY Act Seen as Adoption Catalyst

The regulatory status of XRP in the United States has shifted from a point of legal contention to a foundation for institutional infrastructure development. Following Judge Analisa Torres' 2023 ruling and the subsequent decision by the SEC and Ripple to forgo appeals, the token's classification as distinct from investment contracts has been solidified. This legal clarity was further bolstered by a joint SEC and CFTC crypto taxonomy framework in March 2026, which formally categorized XRP as a digital commodity. Industry leaders like Evernorth CEO Asheesh Birla argue that pending legislation like the CLARITY Act is now an accelerator for adoption rather than a prerequisite for legal standing. Evernorth is currently advancing an institutional DeFi ecosystem, with plans to hold 473 million XRP and a pending business combination with Armada that could result in a new ticker, XRPN. Meanwhile, SEC Chairman Paul Atkins has introduced an Innovation Exemption to facilitate tokenized U.S. stock trading on permissioned venues despite legislative gridlock. These developments signal a transition for the RWA market, where the focus moves from regulatory uncertainty to the practical integration of assets into traditional financial systems. The ability of institutions to leverage these regulatory frameworks for custody, lending, and onchain markets will likely define the next phase of XRP's utility.

#XRP #Tokenization #InstitutionalAdoption

finance.biggo.com·Sep 25, 20267.5

Active Strategies

Solana’s Tokenized RWA Market Hits $4.2B as Crypto Momentum Returns

The real-world asset (RWA) tokenization market has reached a total on-chain value exceeding $34 billion as of the first half of 2026. Solana has emerged as a significant player in this sector, with its RWA ecosystem surpassing $4 billion in value by August 23, 2026. Concurrently, institutional adoption is accelerating, evidenced by Aviva launching a tokenized share class of its US Dollar Liquidity Fund on the XRP Ledger. Robinhood has also recorded massive growth in this space, with tokenized asset transfers reaching $885.50 million by late July, representing a 2,424,301% surge. Furthermore, decentralized platforms like Hyperliquid are seeing significant traction, as RWA perpetual contracts accounted for over 33% of their trading activity in the second quarter of 2026. OpenEden is also contributing to this expansion by introducing a regulated gateway for structured financial products on-chain. These developments collectively signal a shift toward increased institutional integration and retail accessibility for tokenized financial instruments across multiple blockchain networks.

#Solana #XRP #RWA

crypto-economy.com·Aug 26, 20268.5

Infrastructure

XRP's Quiet Revolution: Network Metrics Surge While Wall Street Builds On-Chain - Ad-hoc

The XRP Ledger is experiencing a significant surge in network activity and transaction volume, signaling a shift in its utility beyond traditional retail speculation. Institutional interest is growing as major financial entities explore the ledger for cross-border payments and the tokenization of real-world assets. This trend is supported by the development of robust on-chain infrastructure designed to facilitate institutional-grade financial services. By providing a scalable and efficient environment for asset settlement, the XRP Ledger is positioning itself as a critical backbone for the evolving digital finance ecosystem. The integration of these institutional use cases suggests a maturation of the network's role in the global financial landscape. As Wall Street firms increasingly build on-chain, the focus shifts toward the practical application of blockchain technology for liquidity and settlement efficiency. This development is vital for the RWA market, as it demonstrates the transition of legacy financial processes onto high-throughput distributed ledgers.

#XRP #Tokenization #XRPL

ad-hoc-news.de·Aug 26, 20266.5

Infrastructure

XRP’s Old SWIFT Advantage Is Disappearing as Banks Move Tokenized Money Onchain

The traditional competitive advantage of XRP in cross-border payments is eroding as major financial institutions increasingly adopt on-chain tokenization for settlement. Banks are shifting toward private, permissioned blockchains and stablecoin-based solutions that offer direct interoperability with existing financial infrastructure. While Ripple historically positioned XRP as a bridge asset for liquidity, the rise of institutional-grade tokenized deposits and central bank digital currencies (CBDCs) provides banks with more regulatory-compliant alternatives. Major players like JPMorgan with its Onyx platform and various central banks are developing internal systems that bypass the need for volatile public crypto assets. This transition signals a broader market shift where financial institutions prioritize control, privacy, and regulatory alignment over the decentralized nature of public ledgers. Consequently, the utility of XRP as a neutral bridge is being challenged by the direct tokenization of fiat currencies on private networks. This evolution marks a critical turning point for the RWA sector, as traditional finance increasingly internalizes the benefits of blockchain technology without relying on public crypto-native tokens.

#XRP #RWA #JPMorgan

ccn.com·Aug 25, 20267.5

Infrastructure

XRP price falls despite 102% RWA growth

The XRP Ledger (XRPL) has experienced a significant surge in tokenized Real World Assets (RWA), which grew by 102.5% to reach a total value of $4.46 billion. Despite this substantial increase in liquidity and the expansion of the RLUSD stablecoin, which now accounts for 62% of all tokenized assets on the ledger, the network is facing a critical disconnect between liquidity and utility. Data indicates that total payment volume on the XRPL declined by 26.6% in the second quarter, while total transaction counts in the third quarter have reached only 87 million compared to 222 million in the previous period. This fundamental-technical divergence has contributed to a 22% price decline for XRP quarter-over-quarter, with the token recently hitting a new quarterly low of $0.98. While the growth of RLUSD and broader tokenization efforts highlight the ledger's potential as a financial infrastructure, the lack of corresponding network activity suggests that market participants remain skeptical. The current trend indicates that increased RWA supply does not automatically guarantee network adoption or positive price action. Consequently, the XRP ecosystem faces a challenging Q3 as it struggles to convert its growing tokenized asset base into meaningful on-chain utility.

#XRP #RWA #Tokenization

AMBCrypto·Aug 19, 20266.5

Commodities

Tokenized Gold Lands On XRP-Native Chain In Major UK Push

The United Kingdom is exploring the potential to tokenize a significant portion of its national gold reserves on the XRP Ledger, a move aimed at maintaining its competitive edge in global gold trading against markets like Shanghai and Hong Kong. Reports suggest that the UK could potentially deploy over 70% of its local gold reserves on-chain to modernize its infrastructure. This development follows Ripple's successful acquisition of an Electronic Money Institution license and Cryptoasset Registration from the UK's Financial Conduct Authority, establishing a solid regulatory foundation for the company. Previous tokenization efforts on the XRP Ledger, such as those by Meld Gold and Assetiko, have already demonstrated the technical feasibility of bringing precious metals on-chain, with Assetiko recently deploying 1,524 ounces of gold valued at $3.08 million. While current on-chain gold volumes remain in the millions, the potential integration of UK sovereign reserves could scale this market into the billions of dollars. The alignment between Ripple's FCA-authorized status and the UK's strategic interest in digital asset infrastructure positions the XRP Ledger as a primary candidate for this initiative. Ultimately, this shift represents a major institutional pivot toward blockchain-based commodity management, contingent on consumer demand and technical scaling.

#XRP #RWA #TokenizedGold

dailycoin.com·Aug 12, 20267.5

Infrastructure

XRP ETFs log 4-day inflow streak as RWA holders grow 25%

The XRP Ledger (XRPL) is experiencing a notable shift in capital dynamics, where real-world asset (RWA) tokenization is emerging as a more significant driver of network activity than traditional ETF inflows. While XRP ETFs recorded a four-day positive inflow streak totaling over $15 million, this figure remains modest compared to the broader ecosystem performance. Over the past 90 days, the XRP Ledger recorded net flows exceeding $1.20 billion, significantly bolstered by its RWA sector. Currently, the total value of tokenized assets on the XRPL has reached $4.959 billion, representing a 2% growth and accounting for approximately 1.25% of the global $398 billion RWA market. Furthermore, the number of RWA holders on the ledger increased by over 25% in the last month, reaching 199 participants. Stablecoin adoption also saw growth, with holder counts rising to 60.24K. This data suggests that institutional interest is increasingly focused on the utility of the ledger for asset tokenization rather than solely relying on ETF-based exposure. Consequently, the dual momentum from both ETF products and RWA infrastructure is creating sustained demand for the native XRP token.

#XRP #Stablecoins #RWA

AMBCrypto·Aug 6, 20266.5

U.S. Treasuries

SBI Holdings Offers XRP Rewards on New $64.5M On-Chain Bond

Japanese financial giant SBI Holdings has launched a digital bond issuance valued at approximately $645 million, marking a significant expansion of its on-chain financial product offerings. The initiative allows retail investors to participate in fixed-income securities while receiving rewards denominated in XRP, bridging the gap between traditional debt instruments and the digital asset ecosystem. By leveraging blockchain infrastructure for bond issuance, SBI aims to provide retail users with direct access to regulated financial products that were previously difficult to navigate. This development follows SBI's broader strategic pivot toward integrating stablecoins and blockchain technology into its core operations, including recent partnerships with Circle for USDC and Ripple for the upcoming RLUSD stablecoin. The integration of XRP rewards into a regulated bond structure highlights a growing trend of institutional entities utilizing tokenization to enhance retail engagement with fixed-income assets. This move underscores the increasing maturity of the Japanese market in adopting blockchain-based securities under a clear regulatory framework. Ultimately, the issuance serves as a practical demonstration of how traditional financial institutions can utilize distributed ledger technology to modernize debt distribution and incentivize investor participation.

#XRP #Tokenization #DigitalBonds

coinmarketcap.com·Jul 25, 20267.5

Stablecoins

XRP Tests $1.10 Level as Ripple MiCA License and ETF Inflows Shape Outlook

Ripple is actively positioning itself for institutional adoption through a combination of regulatory milestones and strategic infrastructure investments. The company reportedly secured a full Crypto-Asset Service Provider (CASP) authorization under the EU's MiCA framework, potentially granting it passporting rights across 27 European jurisdictions. Simultaneously, Ripple has invested in the compliance firm Notabene to integrate its upcoming RLUSD stablecoin into enterprise-grade transaction networks, focusing on FATF-compliant 'travel rule' standards. These moves are designed to make Ripple's payment rails more attractive to banks and corporate entities by embedding regulatory compliance directly into the flow of funds. While XRP price action remains volatile near the $1.10 technical level, the ecosystem is expanding its utility beyond simple payments. Recent developments include the launch of an XRPL lending protocol and a reported milestone of over 1 million agentic transactions executed by AI. These efforts collectively signal a shift toward regulated distribution and institutional-grade settlement, aiming to move the XRP Ledger beyond its traditional identity.

#XRP #Stablecoins #XRPL

tokenpost.com·Jul 25, 20266.5

Infrastructure

tZERO CEO Says XRP Has an Edge Over Bitcoin for Tokenized Capital Markets

Allen Konevsky, Chairman and Chief Executive of tZERO Group, argues that assets like XRP and Ether are superior to Bitcoin for building tokenized capital markets due to their functional utility as infrastructure ingredients. While Bitcoin is viewed primarily as a store of value, Konevsky emphasizes that programmable assets are essential for the emerging machine-to-machine economy driven by AI agents. He identifies real estate as a highly underrated asset class for tokenization, noting that current regulatory complexities regarding the securitization of single-asset properties have hindered meaningful scale. tZERO, which holds a rare special purpose broker-dealer license from the SEC, is actively advocating for regulatory changes to reduce silos between traditional financial entities and crypto markets. Konevsky suggests that the CLARITY Act provides a framework for better integration, allowing regulated broker-dealers to offer crypto products more directly to clients. By lowering these barriers, he believes the industry can achieve the user experience necessary to drive mass adoption of tokenized assets. Ultimately, the firm remains focused on evolving the infrastructure required to support efficient, programmable value transfer in a digital-first financial system.

#XRP #Tokenization #SEC

es.tradingview.com·Jul 24, 20267.0

Credit (Private Credit)

XRP (XRP) Whales Accumulate $678M in Coins While CLARITY Act Vote Looms

XRP has experienced a 69% price retracement from its January peak, currently trading at $1.13 as of July 23, 2026. Despite this volatility, institutional-sized wallets holding between 100,000 and 100 million tokens have accumulated 600 million XRP, representing $678 million in capital deployment. This accumulation indicates strong confidence from large holders even as futures open interest has contracted to $2.50 billion. The ecosystem recently reached a milestone by processing over 1 million agentic transactions on the XRP Ledger. Furthermore, the launch of the XRPL Lending Protocol introduces institutional-grade credit infrastructure, marking a significant step for the network's RWA capabilities. Market attention is currently focused on the CLARITY Act, with Ripple CEO Brad Garlinghouse urging legislative approval before the August Congressional recess. While legislative uncertainty persists, XRP exchange-traded products have maintained over $200 million in cumulative net inflows for 2026, highlighting sustained institutional interest in the asset.

#XRP #XRPL #PrivateCredit

Blockonomi·Jul 24, 20265.5

Infrastructure

Ripple MiCA Authorization Opens A Wider European Payments Lane

Ripple has officially secured full MiCA authorization in Europe, establishing a regulated path for its corporate payment entity to operate across the EU and EEA. This milestone allows the company to provide crypto-enabled payment services under a unified regulatory framework, replacing the need to navigate fragmented national rules. While this authorization does not constitute a blanket endorsement of XRP as an investment product, it significantly enhances Ripple's ability to engage with institutional clients, banks, and fintech partners. By achieving compliance within the Markets in Crypto-Assets framework, Ripple gains a competitive advantage in one of the world's most critical regulatory blocs. The development is pivotal for the RWA and payments sector, as institutional adoption relies heavily on clear legal status and operational transparency. Ripple's long-term strategy remains focused on cross-border settlement infrastructure, where regulatory clarity is a prerequisite for scaling. Ultimately, this authorization provides the necessary permission for expansion, though future market impact will depend on the company's ability to convert this regulatory footing into tangible payment volumes and new institutional partnerships.

#XRP #Ripple #MiCA

bitcoinist.com·Jul 22, 20267.5

Infrastructure

Stellar and XRP Battle for $5.5 Trillion Tokenization Market

Stellar and XRP are currently competing to capture the rapidly expanding real-world asset tokenization market, which is projected to grow from $35 billion to $5.5 trillion by 2030. Stellar has gained significant institutional traction, hosting over $650 million in Franklin Templeton's tokenized mutual fund and reaching nearly $3 billion in total tradeable tokenized assets. A major milestone for Stellar is its selection by the Depository Trust and Clearing Corporation to host tokenized Russell 1000 equities and Treasuries by 2027. Meanwhile, the XRP Ledger holds $323 million in tokenized assets and is focusing on building institutional infrastructure through strategic acquisitions. Ripple recently acquired prime broker Hidden Road for $1.2 billion, rebranding it as Ripple Prime to facilitate institutional financing. This rivalry highlights the shift of both networks from simple cross-border payment solutions to robust platforms for on-chain financial assets. The outcome of this competition will likely define the long-term utility and adoption of these blockchains within the global financial ecosystem.

#XRP #Stellar #Tokenization

sekbernews.id·Jul 22, 20268.5

#XRP

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