#Payments

22 articles tagged #Payments — curated RWA tokenization coverage.

#Stablecoins #MiCA #Regulation #Ripple #XRP #Fintech #MoneyGram #Solana #Stripe #Visa

USDT on TRON Becomes Most Used Onchain Payment Option on CoinsBee as Stablecoin Spending Grows

CoinsBee payment data reveals that USDT on the TRON network has emerged as the leading onchain payment option, surpassing both Bitcoin and Ethereum in transaction volume. Between June 4 and September 1, 2026, USDT on TRON recorded 1.8 times more payments than Bitcoin and 1.9 times more than Ethereum on the platform. The stablecoin's share of total payments on CoinsBee rose to 16.23% in 2026, marking a 64% increase compared to 2025 figures. Data indicates that TRON-based USDT accounts for 64.5% of total USDT turnover on the platform, suggesting higher average purchase values compared to other networks. This shift highlights the growing utility of stablecoins for everyday retail spending, including purchases at major brands like Amazon, Apple, and Walmart. To capitalize on this momentum, CoinsBee and TRON DAO have launched a promotional campaign offering discounts for users paying with USDT on TRON. This trend underscores the transition of stablecoins from speculative trading assets to practical instruments for global commerce and retail settlement.

#Stablecoins #TRON #Payments

BeInCryptoAdded: Sep 21, 20265.5

Infrastructure

Bottomline Launches Global Pay Connect, Taps Chainlink for Onchain Bank Payments

Bottomline, a major Swift service provider processing over $16 trillion in annual payments, has launched Global Pay Connect to bridge traditional banking infrastructure with blockchain networks. The platform enables more than 600 financial institutions to access onchain payment rails without the need for extensive system replatforming. By integrating Chainlink’s Cross-Chain Interoperability Protocol (CCIP) and Chainlink Runtime Environment (CRE), the solution provides a unified, network-agnostic connection for diverse payment systems like Swift, SEPA, and CHAPS. This development addresses critical industry challenges, as 40% of CFOs identify outdated infrastructure as the primary barrier to adopting real-time payments. Beyond connectivity, the platform offers ISO 20022 transformation, payment data enrichment, and AI-enabled insights to improve operational intelligence. The collaboration marks a significant step in institutional adoption, allowing banks to support emerging models such as digital assets and tokenization. By simplifying complex cross-border payment workflows, the initiative positions Bottomline and Chainlink as key facilitators for the future of programmable finance.

#Chainlink #CCIP #Payments

BlockonomiAdded: Sep 18, 20267.5

Stablecoins

Nasdaq to Invest $100 Million in Payward for Tokenized Stocks

MoneyGram has launched a new stablecoin-enabled debit card in Colombia, allowing users to spend digital assets directly at merchants. This initiative leverages the Stellar blockchain to facilitate near-instant, low-cost cross-border payments for approximately 60 million potential users in the region. By integrating with the Stellar network, MoneyGram aims to bridge the gap between traditional financial services and decentralized finance for the unbanked population. The card allows for seamless conversion of stablecoins into local fiat currency at the point of sale, significantly reducing the friction typically associated with crypto-to-fiat transactions. This development marks a major step in the mass adoption of stablecoins for everyday retail utility in Latin America. The partnership highlights the growing trend of legacy financial institutions utilizing blockchain infrastructure to modernize payment rails. Ultimately, this move positions MoneyGram as a key player in the global shift toward programmable, blockchain-based financial services.

#Stablecoins #Stellar #Payments

cryptoninjas.netAdded: Sep 11, 20266.5

Infrastructure

DSRV Implements Canton Network for Payments at ITCEN Group's In-House Café

DSRV has successfully integrated the Canton Network to facilitate blockchain-based payments at the in-house café of ITCEN Group. This pilot program utilizes the enterprise-grade, privacy-enabled Canton Network to demonstrate the practical application of distributed ledger technology in daily retail environments. By leveraging the interoperability features of the Canton Network, the initiative aims to streamline transaction processes and reduce settlement friction within a corporate setting. This development highlights the growing trend of integrating institutional-grade blockchain infrastructure into physical, real-world commercial operations. For the RWA market, this move signifies a shift toward utilizing specialized enterprise chains for high-frequency, low-value payment use cases. The collaboration between DSRV and ITCEN Group serves as a proof-of-concept for broader adoption of tokenized payment rails in South Korea. Such implementations are critical for validating the scalability and security of blockchain networks before they are deployed for more complex financial asset tokenization.

#CantonNetwork #Payments #EnterpriseBlockchain

asiae.co.krAdded: Sep 3, 20265.5

Stablecoins

Visa signs 2nd Korean stablecoin deal this week, with Hana

Visa has entered a strategic partnership with Dunamu, the operator of South Korea’s largest cryptocurrency exchange, Upbit, to advance stablecoin payments and global remittance infrastructure. This collaboration follows a similar agreement between Visa and Shinhan Financial, signaling a concerted effort by the payments giant to penetrate the South Korean digital asset market. Dunamu, which counts Hana Financial as a major shareholder following a $666 million investment, will focus on exploring business models centered around OpenUSD. OpenUSD serves as the primary stablecoin for Visa’s Stablecoin Platform, a project led by Bridge CEO Zach Abrams. By integrating these stablecoin solutions, Visa aims to modernize cross-border commerce and leverage AI-driven payment technologies. This move highlights the growing institutional interest in utilizing regulated stablecoins to bridge traditional finance with blockchain-based payment rails. The partnership underscores the strategic importance of South Korea as a hub for digital asset innovation and institutional adoption.

#Stablecoins #Visa #Payments

Ledger InsightsAdded: Aug 28, 20267.5

U.S. Treasuries

USDY Is Now Live on Tempo

Ondo Finance has officially launched its U.S. Dollar Yield Token (USDY) on Tempo, a payments-focused Layer-1 blockchain incubated by Stripe and Paradigm. This integration allows businesses operating on the Tempo network to earn yield on idle capital, such as payroll funds or merchant balances, which are backed by short-term U.S. Treasuries. Unlike many tokenized Treasury products that require restrictive whitelisting, USDY is designed to be permissionless and freely transferable on-chain. This architecture enables seamless integration into payment rails, wallets, and merchant treasury tools without requiring pre-clearance for every counterparty. By embedding institutional-grade yield directly into the payments layer, the partnership aims to transform idle capital into productive assets for global payment platforms. The launch represents a significant milestone in Ondo's multichain strategy, positioning USDY as a core financial primitive for on-chain commerce. Tempo’s infrastructure, which features sub-second finality and stablecoin-denominated fees, provides the necessary throughput to support these yield-bearing payment flows at scale.

#Ondo Finance #USDY #Payments

ondo.financeAdded: Aug 27, 20267.5

Infrastructure

FLOCK Expands Cross-Chain Reach With Chainlink CCIP

MoneyGram has officially integrated its fiat on- and off-ramp infrastructure with the Solana blockchain through the launch of its new Ramps product. This development allows users to convert fiat currency directly into digital assets within the Solana ecosystem, bridging the gap between traditional financial services and decentralized networks. By leveraging Solana's high-throughput architecture, MoneyGram aims to enhance the speed and efficiency of global cross-border transactions for retail users. This move represents a significant step in the institutional adoption of public blockchains for real-world payment utility. The integration highlights the growing trend of legacy financial institutions utilizing blockchain rails to modernize remittance and liquidity services. As MoneyGram expands its digital footprint, the accessibility of Solana-based assets for mainstream consumers is expected to increase substantially. This partnership underscores the strategic importance of interoperable fiat-to-crypto gateways in the broader maturation of the RWA and digital asset market.

#Solana #Payments #MoneyGram

cointrust.comAdded: Aug 13, 20266.0

Infrastructure

Diesta Integrates Kinexys by J.P. Morgan to Secure Global Insurance Payments

Diesta has integrated Kinexys by J.P. Morgan to streamline and secure global insurance premium payments through blockchain-based settlement. By leveraging Kinexys, Diesta aims to eliminate the inefficiencies of traditional cross-border payment rails, which often suffer from high costs and slow processing times. This integration allows insurance market participants to utilize programmable payments, ensuring that funds are moved with greater transparency and reduced counterparty risk. The collaboration marks a significant step in the modernization of insurance infrastructure, where liquidity management and settlement speed are critical for operational efficiency. By utilizing J.P. Morgan’s institutional-grade blockchain infrastructure, Diesta provides a more robust framework for managing complex insurance transactions on a global scale. This development highlights the growing trend of financial institutions adopting distributed ledger technology to solve legacy payment challenges in the insurance sector. Ultimately, the integration demonstrates how institutional blockchain solutions can bridge the gap between traditional financial services and decentralized settlement, setting a new standard for secure, automated insurance payments.

#JPMorgan #Kinexys #Payments

ffnews.comAdded: Aug 8, 20267.5

Stablecoins

Wells Fargo to Launch Tokenized Deposits for Corporate and Commercial Clients

Wells Fargo has announced the launch of tokenized deposits, a blockchain-based representation of commercial bank money designed to facilitate 24/7/365 fund movement and settlement for corporate and commercial clients. This initiative allows clients to leverage on-chain capabilities while remaining within the regulated and insured banking framework. The program is scheduled to debut this fall, initially supporting USD to GBP exchange transactions for a select group of clients. By integrating this solution into its existing infrastructure, the bank aims to enhance payment speed, timing, and operational flexibility. A broader expansion is planned throughout 2027, which will introduce additional currencies and increase client availability. The system utilizes Wells Fargo’s proprietary blockchain platform, which supports in-house custodial wallets and future inter-chain connectivity. This development marks a significant shift for a major financial institution toward adopting programmable money to modernize cross-border and internal payment processes.

#Blockchain #InstitutionalDeFi #TokenizedDeposits

nasdaq.comAdded: Aug 7, 20269.0

Stocks

Zebec Network: Pay With Stocks Card brings tokenized stocks to spending - 06 Aug 2026

Zebec Network has partnered with ICM to launch a 'Pay with Stocks' card on the Solana blockchain, enabling users to spend tokenized equities directly at the point of sale. The initial rollout features 15 major stocks, including Meta, Apple, Nvidia, and Microsoft, with plans to expand the asset list over time. By integrating tokenized equities into a payment card ecosystem, Zebec aims to broaden the utility of its ZBCN token beyond traditional crypto-denominated balances. This development represents a shift toward bridging the gap between traditional financial assets and everyday spending infrastructure. While the announcement outlines the strategic partnership and planned functionality, it does not yet provide data on transaction volume or active user adoption. The integration highlights the growing trend of utilizing blockchain rails to facilitate the liquidity of real-world financial instruments. This move is significant for the RWA market as it demonstrates a practical application for tokenized securities in consumer-facing payment products.

#Solana #TokenizedStocks #Payments

tradingview.comAdded: Aug 7, 20266.5

Infrastructure

Ripple: Secures Full EU MiCA CASP License

Ripple has officially secured a full Crypto Asset Service Provider (CASP) license from Luxembourg’s Commission de Surveillance du Secteur Financier (CSSF) under the European Union’s Markets in Crypto-Assets (MiCA) regulation. This authorization allows Ripple to provide its Ripple Payments services to institutional clients across all 30 nations within the European Economic Area (EEA) through a single, unified regulatory framework. By leveraging this license alongside its existing Electronic Money Institution (EMI) authorization, the company aims to streamline cross-border payment operations for financial institutions. This development represents a significant milestone in Ripple's strategy to foster institutional trust by operating within a clear, standardized legal environment. The ability to offer a consistent service model across the entire EEA reduces the complexity of navigating fragmented national regulations for enterprise partners. As institutional adoption of blockchain-based payment rails continues to grow, this regulatory milestone positions Ripple as a compliant infrastructure provider for global finance. The move underscores the broader industry trend where established blockchain firms prioritize regulatory alignment to facilitate the integration of digital assets into traditional payment systems.

#Ripple #MiCA #Regulation

blockchain.newsAdded: Aug 5, 20266.5

Infrastructure

Ripple MiCA Authorization Opens A Wider European Payments Lane

Ripple has officially secured full MiCA authorization in Europe, establishing a regulated path for its corporate payment entity to operate across the EU and EEA. This milestone allows the company to provide crypto-enabled payment services under a unified regulatory framework, replacing the need to navigate fragmented national rules. While this authorization does not constitute a blanket endorsement of XRP as an investment product, it significantly enhances Ripple's ability to engage with institutional clients, banks, and fintech partners. By achieving compliance within the Markets in Crypto-Assets framework, Ripple gains a competitive advantage in one of the world's most critical regulatory blocs. The development is pivotal for the RWA and payments sector, as institutional adoption relies heavily on clear legal status and operational transparency. Ripple's long-term strategy remains focused on cross-border settlement infrastructure, where regulatory clarity is a prerequisite for scaling. Ultimately, this authorization provides the necessary permission for expansion, though future market impact will depend on the company's ability to convert this regulatory footing into tangible payment volumes and new institutional partnerships.

#XRP #Ripple #MiCA

bitcoinist.comAdded: Jul 22, 20267.5

Stablecoins

Augustus raises $180 million funding as it chases a full US bank charter and Fed account

Augustus, formerly known as Ivy, has secured $180 million in Series B funding at a $1 billion valuation, led by Tiger Global with participation from prominent fintech founders. The startup is pursuing a full-service national bank charter from the Office of the Comptroller of the Currency, having already received preliminary conditional approval in May. Unlike the limited national trust charters held by many digital asset firms, a full bank charter would allow Augustus to accept deposits, issue loans, provide FDIC insurance, and access a Federal Reserve master account. This direct access to the Fed would enable the company to clear U.S. dollars independently, bypassing the need for correspondent banking intermediaries. Founded in 2022, the company has already established a regulated European presence through its subsidiary, Ivy Pay Oy, which provides crypto on-and-off ramps and euro clearing services for clients like Kraken. This strategic move toward a U.S. banking license represents a significant effort to bridge traditional finance and digital assets by integrating institutional-grade regulatory compliance. The successful funding round highlights strong investor confidence in the company's ambition to build a Global Dollar Bank capable of operating at the intersection of legacy banking and blockchain-based payments.

#Stablecoins #Payments #Fintech

Ledger InsightsAdded: Jul 21, 20267.5

Infrastructure

AI & stablecoins: PayPal fits a gap in Stripe’s horizontal integration strategy

Stripe and private equity firm Advent International have reportedly submitted a joint acquisition offer for PayPal at $60.50 per share, valuing the payment giant at over $53 billion. This bid represents a 28% premium over PayPal's recent stock price and is supported by $50 billion in committed bank financing. PayPal has faced significant market challenges, with its valuation dropping 40% over the last year from a 2021 peak of $360 billion. Under CEO Enrique Lores, the company has recently reorganized into three distinct units focusing on checkout, consumer services, and crypto payments. The potential acquisition aligns with Stripe’s broader strategy to integrate horizontal payment services and expand its footprint in the emerging agentic payment and stablecoin sectors. This move signals a major consolidation effort within the fintech industry as traditional payment providers pivot toward blockchain-integrated financial infrastructure. The outcome of this bid remains uncertain as PayPal has yet to provide a formal response to the proposal.

#Stablecoins #Payments #Fintech

Ledger InsightsAdded: Jul 15, 20266.5

Infrastructure

Ripple Just Got Its Full EU MiCA License. Is This Big for XRP?

Ripple has secured full Crypto Asset Service Provider (CASP) authorization from Luxembourg's CSSF, achieving complete compliance under the European Union's Markets in Crypto-Assets (MiCA) regulation. This milestone allows the company to offer regulated crypto payment services across all 30 countries in the European Economic Area. By obtaining this license, Ripple joins a select group of approximately 210 firms that successfully navigated the stringent MiCA requirements, while over 1,000 other companies were forced to cease operations in the region. This regulatory clearance significantly strengthens Ripple's infrastructure for cross-border payments, positioning it as a compliant partner for European banks and fintechs. Despite the operational success, the announcement had a negligible impact on the XRP token price, as the license covers payment services rather than the token itself. The long-term value for the RWA market depends on whether Ripple's European payment volume eventually routes through the XRP Ledger, which would increase token utility through transaction fees. Furthermore, Ripple's stablecoin, RLUSD, still requires separate MiCA approval before it can be offered to the European public, leaving a competitive gap compared to rivals like Circle's USDC.

#XRP #Ripple #MiCA

aol.comAdded: Jul 13, 20267.5

Infrastructure

XRP Price Forecast: XRP extends losses, shrugging off Ripple's MiCA license approval

Ripple has secured a Crypto Asset Service Provider (CASP) license from Luxembourg’s Commission de Surveillance du Secteur Financier, marking full compliance with the European Union's Markets in Crypto-Assets (MiCA) regulation. This authorization allows Ripple to offer its regulated crypto payments solutions to financial institutions and enterprises across the 30-nation European Economic Area. Despite this regulatory milestone, the XRP token price has faced downward pressure, trading around $1.13 amid cooling retail interest and a broader bearish market bias. Data from CoinGlass indicates that perpetual futures Open Interest has declined to $2.38 billion, a significant drop from the $10.94 billion peak observed in July 2026. Technical indicators, including the 50-day, 100-day, and 200-day exponential moving averages, suggest that the asset remains trapped in a downward parallel channel. The lack of strong catalysts has led investors to prioritize short-term gains, resulting in persistent selling pressure during price rallies. This development is significant for the RWA market as it demonstrates how established blockchain payment providers are positioning themselves for institutional adoption within a clear, regulated framework in Europe.

#XRP #Ripple #MiCA

tmgm.comAdded: Jul 7, 20265.5

Stablecoins

Cloudflare unveils stablecoin solution for AI agent payments

Cloudflare has launched a waitlist for its Monetization Gateway, a new service enabling customers to charge for resources like datasets, APIs, and AI tools using stablecoin payments. The system utilizes the x402 protocol, originally developed by Coinbase, to revive the HTTP 402 Payment Required response code for automated, peer-to-peer settlement. By leveraging stablecoins, the platform facilitates sub-cent transactions that would otherwise be economically unviable due to traditional credit card processing fees. Cloudflare enforces payment verification at the edge of its network across 330 cities, ensuring that servers are protected from unauthorized traffic while achieving sub-second settlement speeds. This infrastructure is specifically designed to support AI agents that require granular, per-request access to data rather than traditional subscription models. The initiative builds upon Cloudflare's previous Pay Per Crawl project and aligns with broader industry trends, such as AWS's recent integration of stablecoin payments for AI agents. This development marks a significant shift in the RWA landscape by providing a scalable, blockchain-native payment layer for the burgeoning machine-to-machine economy.

#Stablecoins #Payments #AI

Ledger InsightsAdded: Jul 7, 20267.5

Stablecoins

Stripe’s Bridge gains MiCA approval for EU stablecoin operations

Luxembourg has granted Stripe's Bridge platform authorization as both a crypto-asset service provider and an Electronic Money Institution under the European Union's Markets in Crypto-Assets regulation. This dual approval enables Stripe to issue and manage stablecoin services across all 27 EU member states through a single, unified regulatory framework. By securing this status, Stripe gains a significant competitive advantage in the payments sector, positioning itself to facilitate compliant stablecoin transactions more effectively than many centralized exchanges. The move provides essential regulatory clarity that is expected to accelerate the adoption of digital assets for everyday payment use cases within the European market. This development marks a pivotal shift in the infrastructure layer of the RWA ecosystem, as major payment processors integrate stablecoins into their core offerings. The increased institutional legitimacy provided by MiCA compliance will likely force other payment providers to expedite their own regulatory strategies to remain competitive. Ultimately, this integration bridges the gap between traditional financial rails and blockchain-based assets, signaling a maturing landscape for stablecoin utility in the EU.

#Stablecoins #MiCA #Payments

cryptorank.ioAdded: Jul 6, 20268.5

#Payments

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