#Fintech

29 articles tagged #Fintech — curated RWA tokenization coverage.

#Blockchain #Tokenization #TokenizedStocks #DigitalAssets #RWA #TokenizedBonds #India #Robinhood #Alpaca #AssetManagement

Real Estate

The Untapped Business Models Emerging Around Tokenized Properties | by Diya | Sep, 2026

Real estate tokenization is evolving beyond simple asset representation into a comprehensive ecosystem of specialized financial services and infrastructure. By leveraging blockchain technology, businesses are developing platforms that manage the entire lifecycle of tokenized properties, including issuance, compliance, and secondary market trading. Key emerging models include white-label tokenization-as-a-service, digital property asset management, and specialized analytics tools for portfolio tracking. These innovations allow developers and fund managers to streamline capital raising, automate income distributions, and provide investors with diversified exposure through tokenized funds. Furthermore, the integration of property-backed private credit and compliance-as-a-service infrastructure addresses critical needs for liquidity and regulatory adherence. As these systems mature, they create a robust framework for connecting property owners with global investors while reducing the friction associated with traditional real estate investment. This shift signifies a transition from experimental token issuance to the professionalization of digital real estate finance.

#Blockchain #Tokenization #RealEstate

medium.datadriveninvestor.com·Sep 29, 20267.5

Credit (Private Credit)

Tokenizing private credit won’t fix who bears the losses

Benjamin Sarquis Peillard, CEO of Cap, argues that while tokenization improves settlement speed and transparency in private credit, it fails to address fundamental underwriting flaws and misaligned incentives. Despite tokenized real-world assets reaching $33 billion and private credit accounting for over $18 billion of that total, the sector faces rising default rates and significant liquidity backlogs. Fitch Ratings reported a 5.8% default rate in U.S. private credit as of January 2026, with investors facing $9.7 billion in unmet redemption requests by the second quarter of 2026. Tokenization currently acts as a distribution channel rather than a structural fix, often leaving investors exposed to the same principal-agent risks found in traditional finance. Peillard proposes a shift toward on-chain models where originators must stake their own capital as collateral to ensure accountability. By using smart contracts to enforce these guarantees, the system can ensure that losses are absorbed by the underwriters rather than passive capital providers. This approach leverages blockchain for objective enforcement while maintaining the necessity of human expertise in credit assessment.

#RWA #Tokenization #PrivateCredit

thefr.com·Sep 25, 20267.5

Infrastructure

NSE opens the way for ₹10 billion in tokenized bond issuances

The National Stock Exchange (NSE) of India has officially integrated tokenization technology into its Electronic Bidding Platform to modernize the corporate bond market. This initiative saw the successful completion of the country's first tokenized bond issuances, with REC Limited and Larsen & Toubro Limited raising a combined total of ₹10 billion. The technology was unveiled on September 10, 2026, at the Global Fintech Fest in Mumbai, with formal support from the Reserve Bank of India and the Securities and Exchange Board of India. Larsen & Toubro specifically executed a ₹5 billion issuance, showcasing the viability of tokenized assets for private-sector entities. The process involved major financial institutions including State Bank of India, Yes Bank, and HDFC Mutual Fund, who participated as investors or arrangers. This development marks a significant shift toward digital infrastructure in Indian capital markets, aiming to create scalable, regulated solutions for debt issuance. By leveraging blockchain-based tokenization, the NSE seeks to enhance efficiency and transparency within the domestic financial ecosystem.

#TokenizedBonds #Fintech #India

tradersunion.com·Sep 17, 20268.5

Credit (Private Credit)

Tare Funding Raises $13.25M For Onchain Credit Platform

Brooklyn-based fintech Tare Funding has successfully raised $13.25 million in a seed funding round led by Blockchain Capital to develop onchain private credit infrastructure. The round included participation from institutional players such as Janus Henderson, Strobe Ventures, and the Avalanche Foundation. Unlike platforms focused solely on tokenizing existing investment products, Tare aims to build a comprehensive system for loan origination, servicing, and capital market operations on the Avalanche blockchain. By creating a shared, immutable loan record, the platform seeks to minimize administrative reconciliation and fragmentation within the credit industry. The company, co-founded by Kevin Miao, Keerthi Moudgal, and Lucas Vogelsang, operates through Tare Credit LLC to maintain compliance with state lending requirements. This development is significant for the RWA market as it shifts the focus from simple asset tokenization toward the modernization of the underlying financial plumbing for private credit. The involvement of Janus Henderson underscores a growing institutional appetite for blockchain-based solutions that improve data transparency and settlement efficiency in credit markets.

#PrivateCredit #Avalanche #Fintech

tronweekly.com·Sep 17, 20267.5

Infrastructure

What tokenised bonds mean for investors | The New Indian Express Chennai - newspaper

Tokenized bonds represent a digital evolution of traditional debt instruments by leveraging blockchain technology to enhance transparency, liquidity, and accessibility for investors. By converting bond ownership into digital tokens, issuers can streamline the settlement process, reduce intermediary costs, and enable fractional ownership that was previously inaccessible to retail participants. This shift allows for 24/7 trading and automated compliance through smart contracts, which enforce interest payments and maturity terms without manual intervention. The integration of these assets into the broader financial ecosystem signals a move toward more efficient capital markets where the barrier to entry for high-quality debt is significantly lowered. As institutional interest grows, the standardization of these digital assets becomes critical for global adoption and regulatory clarity. For investors, this means greater portfolio diversification and the ability to participate in markets that were historically dominated by large institutional players. Ultimately, the transition to tokenized bonds marks a fundamental change in how debt is issued, traded, and managed in the modern digital economy.

#Blockchain #TokenizedBonds #DigitalAssets

magzter.com·Sep 14, 20267.5

Infrastructure

Inside Global Fintech Fest 2026: Bharat Rolled Out Tokenised Bonds, AI Agents and a New “Know Your Agent” Debate

At the Global Fintech Fest 2026, India showcased significant advancements in financial infrastructure, specifically highlighting the integration of tokenized bonds into the national digital ecosystem. The event emphasized the shift toward blockchain-based debt instruments, aiming to enhance liquidity and transparency in the Indian bond market. Alongside these developments, the discourse expanded to include the deployment of autonomous AI agents capable of executing financial transactions. This convergence of RWA tokenization and artificial intelligence necessitates new regulatory frameworks, leading to the introduction of a 'Know Your Agent' (KYA) compliance standard. By digitizing sovereign and corporate debt, India seeks to modernize its capital markets and reduce settlement friction for domestic and international investors. These initiatives reflect a broader strategic push to position Bharat as a global leader in fintech innovation and digital asset adoption. The integration of these technologies signals a transformative phase for the Indian financial sector, balancing technological agility with robust security protocols.

#TokenizedBonds #DigitalAssets #Fintech

hindupost.in·Sep 13, 20267.5

Infrastructure

'Building tomorrow's market today with tokenised bonds'

The Indian financial landscape is undergoing a significant transformation as tokenized bonds emerge as a pivotal tool for enhancing market efficiency and accessibility. By leveraging blockchain technology, issuers can streamline the issuance process, reduce settlement times, and lower administrative costs associated with traditional debt instruments. This shift allows for fractional ownership, enabling a broader range of retail investors to participate in bond markets that were previously dominated by institutional players. The integration of smart contracts ensures automated compliance and interest payments, significantly reducing the potential for human error and operational friction. As regulatory frameworks in India continue to evolve, the adoption of tokenized assets is expected to foster greater transparency and liquidity within the domestic capital markets. This development represents a broader trend of digitizing traditional financial assets to meet the demands of a modern, tech-savvy investor base. Ultimately, the move toward tokenization signals a strategic pivot for Indian financial institutions aiming to remain competitive in a globalized, digital-first economy.

#Blockchain #TokenizedBonds #CapitalMarkets

timesofindia.indiatimes.com·Sep 10, 20267.5

Infrastructure

What tokenised bonds mean for India’s debt market

Tokenized bonds are emerging as a transformative force in India's debt market by leveraging blockchain technology to enhance transparency, liquidity, and settlement efficiency. By digitizing bond issuance, the process reduces reliance on traditional intermediaries, thereby lowering transaction costs and shortening settlement cycles from T+2 to near-instantaneous execution. This shift allows for fractional ownership, enabling retail investors to access high-yield debt instruments that were previously restricted to institutional players. The integration of smart contracts automates interest payments and compliance, significantly reducing the administrative burden for issuers. As the Reserve Bank of India and SEBI explore digital infrastructure, the adoption of tokenization could broaden the investor base and deepen the domestic corporate bond market. This evolution is critical for India's financial ecosystem, as it aligns local debt markets with global trends in decentralized finance and digital asset integration. Ultimately, the transition toward tokenized debt represents a modernization of capital markets that promises to improve market accessibility and operational resilience for all participants.

#Blockchain #TokenizedBonds #Fintech

financialexpress.com·Sep 8, 20267.5

Infrastructure

What Is a Tokenised Bond? How India's first blockchain bond will actually work and why it matters

India has taken a significant step in financial innovation with the introduction of its first tokenized bond, marking a shift toward blockchain-based debt issuance. By leveraging distributed ledger technology, the bond aims to streamline the traditional issuance process, reducing the reliance on intermediaries and lowering administrative costs. This initiative allows for fractional ownership, potentially democratizing access to debt instruments that were previously restricted to institutional investors. The move is part of a broader effort to modernize India's capital markets and enhance transparency through immutable, real-time transaction records. By digitizing the bond lifecycle, issuers can automate interest payments and maturity settlements, significantly reducing the time and complexity involved in manual reconciliation. This development signals a growing appetite among Indian financial institutions to explore blockchain for efficiency gains in the fixed-income sector. As the regulatory framework evolves, this pilot project serves as a critical proof-of-concept for the scalability of tokenized securities within the Indian financial ecosystem.

#Blockchain #TokenizedBonds #CapitalMarkets

cnbctv18.com·Sep 8, 20267.5

Stablecoins

US tokenized deposit network Cari raises $32.5 million from banks

Cari, a specialized network for tokenized deposits, has successfully secured $32.5 million in the first tranche of its initial funding round, with capital sourced exclusively from regional, mid-size, and community banks. The platform aims to provide shared infrastructure that allows smaller financial institutions to mint, transfer, and burn tokenized deposits without the prohibitive costs of independent development. Currently, 30 banks have joined the initiative, with an additional 40 institutions in active discussions to participate. The project reached its minimum viable product stage in March and delivered a full product suite, including wallets and programmability features, by July. Key investors include Glacier Bank and six design partners such as First Horizon Bank, Huntington Bank, and KeyBank. This development is significant for the RWA market as it demonstrates a collaborative approach to blockchain adoption among traditional US banking entities. By pooling resources, these institutions are positioning themselves to compete with larger banks in the digital asset space while maintaining their unique customer service models. The network remains in the pre-production phase as it prepares to scale its tokenized deposit capabilities.

#RWA #TokenizedDeposits #Banking

ledgerinsights.com·Sep 3, 20267.5

Active Strategies

Tokenized Funds in 2030: How Blockchain Will Redefine the Future of Asset Management

The asset management industry is undergoing a structural shift as blockchain technology moves from experimental pilots to core infrastructure for fund operations. By 2030, tokenized funds are expected to transition from niche offerings to a standard mechanism for managing capital, liquidity, and investor access. This evolution promises to reduce operational overhead by automating compliance, distribution, and settlement processes through smart contracts. Major financial institutions are increasingly exploring distributed ledger technology to enhance transparency and enable fractional ownership of traditionally illiquid assets. The integration of tokenization into mainstream asset management will likely lower entry barriers for retail investors while providing institutional players with more efficient secondary market liquidity. As regulatory frameworks mature, the convergence of traditional finance and decentralized infrastructure will redefine how global portfolios are constructed and managed. This transition represents a fundamental change in the value chain, moving away from legacy manual reconciliation toward real-time, programmable financial instruments.

#Blockchain #Tokenization #DigitalAssets

Finextra — Crypto·Sep 3, 20267.5

Stocks

How Tokenized Stocks Could Undercut Interactive Brokers' 77% Profit Margin

Tokenized stocks represent a disruptive financial innovation that threatens the high profit margins of traditional brokerage firms like Interactive Brokers. By leveraging blockchain technology to facilitate near-instant settlement and 24/7 trading, tokenized platforms can significantly reduce the overhead costs associated with legacy clearing and settlement systems. Interactive Brokers currently maintains a robust 77% profit margin, largely supported by interest income and transaction fees inherent in the traditional T+1 or T+2 settlement cycles. The shift toward tokenization allows for fractional ownership and automated compliance, which lowers barriers to entry for retail investors while simultaneously compressing the fee structures of incumbent brokers. As decentralized finance protocols and tokenized asset platforms gain regulatory clarity, the competitive pressure on traditional intermediaries is expected to intensify. This transition forces established players to either integrate blockchain infrastructure or risk losing market share to more efficient, automated alternatives. Ultimately, the adoption of tokenized equities signals a structural shift in market architecture that prioritizes efficiency and accessibility over traditional brokerage models.

#Blockchain #TokenizedStocks #MarketStructure

moomoo.com·Sep 1, 20267.5

Stocks

Sandisk Corporation Tokenized Stock (Robinhood): Latest News, Social Media Updates and Insights

Robinhood has introduced tokenized versions of various stocks, including SanDisk Corporation, allowing users to gain exposure to traditional equity markets through blockchain-based assets. This initiative represents a broader trend of bridging legacy financial instruments with digital asset infrastructure to increase accessibility and liquidity for retail investors. By tokenizing stocks, platforms like Robinhood aim to facilitate 24/7 trading cycles that deviate from the standard operating hours of traditional stock exchanges. The integration of these assets into the crypto ecosystem highlights the growing demand for fractional ownership and streamlined settlement processes. While these tokenized products offer convenience, they also introduce complex regulatory considerations regarding custody and investor protection. The move signifies a strategic shift for fintech companies seeking to capture market share by blending decentralized finance features with regulated securities. As more platforms adopt this model, the RWA market continues to evolve toward a more interconnected financial landscape where traditional equities and digital tokens coexist.

#RWA #TokenizedStocks #Fintech

cryptorank.io·Aug 24, 20265.5

Stocks

Webull Climbs 7% Ahead of Q2 Earnings, Robinhood Gains 7% on Tokenization Push

Robinhood Markets shares rose 7% following CEO Vlad Tenev's public push for U.S. regulators to approve domestic tokenized stocks. Tenev argued that the U.S. risks losing financial infrastructure leadership to overseas competitors if it fails to modernize through tokenization. Robinhood currently offers over 190 tokenized U.S. stocks to international users, backed 1:1 by underlying shares, though domestic regulatory hurdles remain. The broader market for on-chain tokenized equities has seen significant momentum, with total trading volume reaching $9 billion in 2026, representing an 800% year-to-date increase. This growth is supported by the launch of Robinhood Chain, an Ethereum-compatible Layer 2 that recently surpassed 100 million transactions. Meanwhile, Webull shares also climbed 7% ahead of its Q2 2026 earnings report, benefiting from a general rally in fintech and crypto-linked stocks. The convergence of these events highlights the increasing institutional focus on blockchain-based financial infrastructure and the potential for regulatory shifts to impact market valuations.

#Ethereum #Layer2 #TokenizedStocks

247wallst.com·Aug 19, 20267.5

Stocks

Tenev Pushes for Tokenized Stocks in America

Robinhood CEO Vlad Tenev is actively advocating for the integration of tokenized stocks within the United States financial system to modernize equity trading infrastructure. Tenev argues that current settlement cycles, such as T+1, remain inefficient compared to the potential of blockchain-based atomic settlement. By leveraging distributed ledger technology, Robinhood aims to reduce the friction and costs associated with traditional clearinghouses and intermediary-heavy processes. This push aligns with a broader industry trend where fintech leaders seek to bridge the gap between legacy capital markets and decentralized finance protocols. While regulatory hurdles remain significant, Tenev suggests that tokenization could democratize access and improve liquidity for retail investors. The proposal highlights a growing institutional appetite for moving traditional securities onto public or permissioned blockchains to achieve 24/7 market availability. If successful, this shift would represent a major evolution in how U.S. equities are held, traded, and settled on-chain.

#Blockchain #TokenizedStocks #MarketInfrastructure

thedefiant.io·Aug 18, 20267.5

Stocks

Weekly Recap: WonderFi deal, tokenized stocks and Chain TVL & DEX metrics

Robinhood Markets, Inc. is aggressively expanding its financial ecosystem through the development of Robinhood Chain and the introduction of tokenized U.S. stocks available to users in over 120 countries. This strategic pivot aims to capture global market share by leveraging blockchain infrastructure to facilitate cross-border access to traditional equity markets. Alongside these tokenization efforts, the company is integrating AI Agentic accounts and the Robinhood Earn program to diversify its service offerings and increase user engagement. These initiatives represent a significant push to modernize retail brokerage services by bridging the gap between legacy financial systems and decentralized ledger technology. The company's growth strategy is further supported by recent revenue gains, although the firm continues to face scrutiny regarding its valuation and institutional trading patterns. By prioritizing global accessibility and technological integration, Robinhood is positioning itself as a key player in the evolving landscape of digital asset services. This expansion underscores the broader industry trend of utilizing blockchain to streamline the distribution of traditional financial instruments to a global retail audience.

#Blockchain #TokenizedStocks #Fintech

tradingview.com·Aug 9, 20267.5

Infrastructure

Tokenized Finance: What CTOs Should Build Before Institutional Adoption Accelerates

Financial institutions are shifting from experimental proof-of-concepts to enterprise-scale adoption of tokenized finance, necessitating a fundamental modernization of core banking infrastructure. CTOs are tasked with integrating blockchain technology into existing stacks, including ERP systems, payment gateways, and compliance engines, rather than treating tokenization as an isolated project. The transition requires modular, API-first architectures that support interoperability across multiple networks like Ethereum, Polygon, Avalanche, and Hyperledger Fabric. Regulatory compliance, including KYC, AML, and automated sanctions screening, must be embedded directly into smart contract logic and platform architecture from the outset. Furthermore, the industry is prioritizing robust governance frameworks and advanced cybersecurity measures, such as multi-party computation and hardware security modules, to protect high-value assets. Digital identity verification is emerging as a critical component for secure institutional onboarding and transaction integrity. Ultimately, the successful scaling of tokenized assets depends on building resilient, cross-chain infrastructure that bridges legacy financial systems with decentralized ledger capabilities.

#Tokenization #DigitalAssets #Fintech

community.nasscom.in·Aug 8, 20267.5

Infrastructure

Broadridge tokenization business is boosted by complexity it helps clients manage

Broadridge Financial Solutions reported strong fiscal year 2026 results, achieving 8% recurring revenue growth and 12% adjusted EPS growth driven by its expanding role in the tokenized securities ecosystem. CEO Tim Gokey highlighted that the inherent complexity of transitioning to blockchain-based assets creates significant demand for Broadridge’s specialized infrastructure services. The firm currently supports governance and proxy voting across three distinct tokenized equity models, including synthetic, custodial, and native digital issuances. By positioning itself as a critical intermediary, Broadridge manages the friction points that arise when traditional financial processes meet distributed ledger technology. Recent strategic moves include partnerships with Ondo Finance for synthetic voting and Galaxy Digital for native on-chain voting. Furthermore, a new agreement with Alpaca Securities expands Broadridge’s reach into governance and shareholder communications for crypto-native custody networks. This strategy demonstrates how established financial infrastructure providers are capturing value by solving operational challenges for institutions adopting tokenized assets.

#Tokenization #Broadridge #DigitalAssets

ledgerinsights.com·Aug 5, 20267.5

#Fintech

Insights directly to your inbox