#Stablecoins

333 articles tagged #Stablecoins — curated RWA tokenization coverage.

#Tokenization #MiCA #RWA #Regulation #BlackRock #USDC #Ethereum #Tether #DeFi #GENIUSAct

Luno, Halogen and Kenanga explore ringgit stablecoin for tokenized fund settlement

Luno Malaysia, Halogen Capital, and Kenanga Investors have announced a collaborative initiative to explore the use of a ringgit-pegged stablecoin, UMYR, for the settlement of tokenized money-market funds. This project utilizes a closed-loop, B2B framework restricted to whitelisted institutional participants, explicitly excluding retail involvement. The UMYR token is designed to be fully reserved one-for-one with Malaysian ringgit held in segregated accounts at regulated banking partners. Luno will manage the minting, burning, and reserve reconciliation processes, while Halogen Capital and Kenanga Investors will utilize the token for fund subscriptions and redemptions. By moving the cash leg of transactions on-chain, the partners aim to achieve real-time Delivery-versus-Payment settlement, bypassing the delays inherent in traditional banking cut-off times and reconciliation windows. All participating entities operate under the oversight of Malaysia’s Securities Commission, ensuring the experiment adheres to existing Capital Markets Services Licences and regulatory standards. This initiative represents a significant step in integrating digital asset infrastructure with conventional institutional fund management in the Malaysian market.

#Stablecoins #InstitutionalFinance #TokenizedFunds

technode.globalAdded: Sep 24, 20267.5

Infrastructure

BlackRock Says AI Will Boost On-Chain Payment Demand

BlackRock's report, 'The Machine-Native Economy,' identifies artificial intelligence as a primary driver for the future adoption of digital assets and stablecoins. The firm argues that traditional payment systems are ill-suited for autonomous AI agents, which require near real-time, low-cost, and programmable settlement capabilities. Stablecoins are positioned as the preferred transaction layer, with projections estimating their circulating market value will exceed $300 billion by September 2026. The report highlights emerging payment protocols like Coinbase's x402 and Stripe's agent commerce tools as critical infrastructure for machine-to-machine settlements. Furthermore, BlackRock explores the potential for tokenizing standardized computing power to facilitate automated procurement and financing for AI infrastructure. This shift threatens traditional clearing channels that rely on human authorization and merchant fees, while favoring public chain settlement layers. Ultimately, the analysis frames the integration of AI and digital assets as a structural evolution that will redefine how value is transferred in a machine-native economy.

#Stablecoins #Tokenization #BlackRock

ababnews.comAdded: Sep 23, 20267.5

Stablecoins

Hong Kong Regulators Advance Stablecoin and Tokenized Gold Plans

The provided text contains fragmented reports regarding various digital asset developments, including institutional custody and stablecoin trading infrastructure. Anchorage Digital has integrated the Frgmnt protocol to facilitate the custody, minting, and staking of fUSD and sfUSD for institutional clients. Simultaneously, Uniswap Labs reported processing $43.4 billion in stablecoin swaps during the second quarter of 2026, supported by the launch of the StablePair Hook on Ethereum. The protocol HyENA reached a cumulative volume of $4 billion, while Antalpha’s facilitated loan book experienced a decline in total value locked to $1.353 billion. Legislative discussions regarding the CLARITY Act remain ongoing, with concerns raised about the potential impact of rushing stablecoin-related regulatory frameworks. These developments highlight the ongoing institutionalization of stablecoin infrastructure and the evolving landscape of digital asset lending. The integration of specialized hooks and custody solutions underscores a broader trend toward enhancing capital efficiency and operational security within decentralized finance markets.

#Stablecoins #InstitutionalFinance #Uniswap

crypto-economy.comAdded: Sep 23, 20266.5

Infrastructure

HKMA and SFC unveil digital-asset plans for stablecoins and tokenized gold

The Hong Kong Monetary Authority (HKMA) and the Securities and Futures Commission (SFC) have unveiled comprehensive plans to integrate blockchain technology into core financial market infrastructure. By the end of 2026, the HKMA will upgrade its Central Moneymarkets Unit to support 24/7 real-time on-chain settlement for digital Hong Kong dollars and CBDCs. Simultaneously, the SFC is developing a new licensing regime and a long-term regulatory framework specifically for tokenized investment products, including gold and other real-world assets. These initiatives aim to deepen financial connectivity between mainland China and global markets while enhancing oversight through AI-driven surveillance tools like CrypTech. The region has already begun issuing stablecoin licenses, with HSBC and Anchorpoint Financial leading early adoption. Furthermore, Hong Kong Exchanges and Clearing (HKEX) is expanding its commodities offerings by introducing yuan-denominated gold futures. These coordinated regulatory and infrastructure efforts signal a major shift toward institutionalizing digital asset markets in Hong Kong. This development is critical for the RWA sector as it provides a clear legal pathway for tokenizing traditional assets within a major global financial hub.

#Stablecoins #Tokenization #HKMA

cryptopolitan.comAdded: Sep 23, 20269.0

Infrastructure

Tokenized Deposits vs Payment Stablecoins: The Two-Track Race for Institutional Money

The digital asset market is bifurcating due to the GENIUS Act, which prohibits stablecoins from paying interest while allowing bank-issued tokenized deposits to do so. With a January 2027 enforcement deadline approaching, institutions are choosing between bank-native liabilities and yield-optimized stablecoin wrappers. The Clearing House, representing 25 major banks including JPMorgan and Citigroup, is developing a shared tokenized deposit network to launch in early 2027. While tokenized deposits offer FDIC insurance and interest-bearing capabilities, stablecoin issuers are pivoting to tokenized money market funds like BlackRock’s BUIDL to bypass yield restrictions. JPMorgan analysts estimate that tokenized MMFs could eventually capture 50% of the stablecoin market cap as issuers navigate regulatory scrutiny from the OCC. The market for tokenized deposits is projected to grow from $6 billion in 2026 to $38.6 billion by 2034. This institutional shift highlights a fundamental race between legacy banking infrastructure and the maturing stablecoin ecosystem.

#Stablecoins #BUIDL #JPMorgan

forkast.newsAdded: Sep 23, 20268.5

Infrastructure

BlackRock Examines AI Payments, Tokenized Assets and Compute

BlackRock Digital Assets Research released a report titled 'The Machine-Native Economy' exploring the intersection of autonomous AI agents, blockchain infrastructure, and tokenized financial assets. The research highlights how AI systems could independently manage payments, access tokenized securities, and trade computing capacity using blockchain-based settlement. BlackRock identifies stablecoins as a primary mechanism for machine-to-machine transactions, noting that stablecoin volume reached over $11 trillion in 2025. The firm examines emerging protocols like x402, the Machine Payments Protocol, and the Agentic Commerce Protocol to facilitate these automated financial interactions. Furthermore, the report suggests that computing power could be tokenized or financed through digital contracts, potentially creating a new market for GPU-backed assets. While acknowledging the potential for increased utility, BlackRock emphasizes that widespread adoption remains contingent on solving complex challenges regarding identity, KYC/AML compliance, and regulatory frameworks like MiCA. This research underscores BlackRock's strategic focus on integrating digital assets into the broader financial ecosystem as AI-driven commerce matures.

#Stablecoins #Tokenization #BlockchainInfrastructure

cryptotimes.ioAdded: Sep 23, 20267.5

Infrastructure

CFTC Chairman Selig says markets must prepare for ‘mass tokenization’

CFTC Chair Michael Selig has signaled a major regulatory shift, urging the agency to prepare for mass tokenization and the transition to 24/7 financial markets. Speaking at a New York Fed conference, Selig emphasized that the next decade will likely see more transformation in financial infrastructure than the previous several decades combined. The CFTC is actively exploring the integration of blockchain and artificial intelligence to modernize market operations while maintaining the U.S. market's status as a global gold standard. This push includes ongoing efforts to facilitate responsible stablecoin adoption for clearinghouses and exchanges, building on previous moves to allow stablecoins as eligible collateral. Simultaneously, the SEC has introduced an innovation exemption to support the onchain trading of tokenized stocks. These regulatory developments suggest a coordinated effort to modernize U.S. financial markets despite the current legislative stalemate in the Senate. This shift is critical for the RWA market as it provides the necessary legal framework for institutional-grade, round-the-clock asset settlement.

#Stablecoins #Tokenization #CFTC

The BlockAdded: Sep 22, 20268.5

Non-U.S. Govt. Debt

Why Governments and Institutions Are Putting Sovereign Debt Onchain

The European Central Bank has launched the Pontes service, enabling tokenized securities to settle in central bank money, while simultaneously committing to invest in tokenized bonds issued by euro-area governments. This move signals a major institutional shift toward adopting distributed ledger technology for sovereign debt management, aiming to replace inefficient, multi-day settlement cycles with atomic, near-instant transactions. By integrating the register and payment system on a single ledger, central banks and governments can eliminate settlement risk and reduce the collateral requirements that currently tie up billions in capital. Beyond the ECB, jurisdictions like Hong Kong, the Marshall Islands, and Slovenia are already utilizing onchain rails to issue digital bonds, demonstrating a global trend toward fiscal modernization. Stellar has emerged as a leading network for this activity, offering native compliance controls and a robust ecosystem of regulated stablecoins that facilitate the necessary cash leg for bond settlements. For developing nations, these efficiencies offer a critical path to reducing high underwriting fees and interest burdens, potentially creating significant fiscal space. Ultimately, the transition to onchain sovereign debt represents a fundamental change in how governments borrow, moving from manual, intermediary-heavy processes to programmable, real-time financial infrastructure.

#Stablecoins #Stellar #Tokenization

hackernoon.comAdded: Sep 22, 20269.0

Infrastructure

The ECB and EU Central Banks Want Brussels to Scrap MiCA's 60% Stablecoin Deposit Rule

The European System of Central Banks (ESCB) has formally requested that the European Commission revise the Markets in Crypto-Assets (MiCA) regulation to remove the mandatory 60% deposit requirement for significant stablecoins. Central banks argue that forcing issuers to hold a majority of reserves as bank deposits creates systemic risks, as rapid token redemptions could trigger sudden liquidity drains on commercial banks. Instead, the ESCB proposes a liquidity-bucket approach, requiring reserves to be held in highly liquid, short-dated assets like sovereign securities and reverse repurchase agreements. This shift aims to decouple stablecoin reserves from the banking system, preventing potential contagion from crypto-market volatility. The proposal highlights ongoing challenges in enforcing MiCA, particularly regarding multi-issuer arrangements where tokens are marketed as compliant while reserves are held outside the EU. As the European Commission reviews MiCA, these recommendations could significantly alter the operational landscape for non-bank electronic money institutions. The outcome of this consultation will be critical for issuers like CACEIS and Revolut, who must balance regulatory compliance with efficient reserve management.

#Stablecoins #MiCA #Regulation

cryptotimes.ioAdded: Sep 22, 20268.5

Stablecoins

Tether Rejected This MiCA Rule. Now the ECB Wants It Gone

The European System of Central Banks (ESCB) has formally requested that the European Commission amend the Markets in Crypto-Assets (MiCA) regulation to remove the mandatory 60% bank-deposit reserve requirement for significant stablecoin issuers. Central banks argue that stablecoin reserves are inherently volatile and could trigger liquidity crises for commercial lenders if large-scale redemptions occur. This regulatory hurdle previously led Tether to decline pursuing an EU stablecoin license, as CEO Paolo Ardoino contended that holding reserves in commercial banks introduces unnecessary counterparty risk. The ESCB now proposes that issuers instead hold reserves in highly liquid assets maturing within one to five working days. This development highlights a fundamental tension between protecting the banking system from crypto-asset volatility and ensuring stablecoin issuers can maintain safe, liquid backing. As the consultation period concludes on September 30, the outcome will determine whether major issuers like Tether reconsider their European market strategy. The current rules remain in effect until formal legislative amendments are passed by EU lawmakers.

#Stablecoins #MiCA #Regulation

beincrypto.comAdded: Sep 22, 20267.5

Infrastructure

Cregis to Host Institutional Onchain Finance Summit 2026 in Singapore

Cregis will host the Institutional Onchain Finance Summit 2026 in Singapore on October 6, 2026, during TOKEN2049 Week to address the operational integration of stablecoins into traditional financial workflows. Co-hosted by FOMO Pay, Stable, and Width, the event focuses on the transition from initial stablecoin adoption to practical execution in corporate treasury and cross-border payments. Industry leaders from Tether, Injective, and CertiK will discuss how institutions can manage complex fund flows, counterparty coordination, and evolving security threats. The summit highlights a critical market shift where infrastructure providers must move beyond simple blockchain connectivity to offer robust governance, access controls, and automated compliance. By bringing together payment providers, security firms, and financial institutions, the event aims to define the new standards for institutional onchain operations. This gathering underscores the growing necessity for secure, scalable, and compliant digital asset infrastructure as stablecoins become embedded in global business systems. The focus on AI-driven compliance and advanced security playbooks reflects the increasing sophistication required to protect institutional assets in a decentralized environment.

#Stablecoins #InstitutionalFinance #Cregis

BeInCryptoAdded: Sep 22, 20266.5

Stablecoins

USDT on TRON Becomes Most Used Onchain Payment Option on CoinsBee as Stablecoin Spending Grows

CoinsBee payment data reveals that USDT on the TRON network has emerged as the leading onchain payment option, surpassing both Bitcoin and Ethereum in transaction volume. Between June 4 and September 1, 2026, USDT on TRON recorded 1.8 times more payments than Bitcoin and 1.9 times more than Ethereum on the platform. The stablecoin's share of total payments on CoinsBee rose to 16.23% in 2026, marking a 64% increase compared to 2025 figures. Data indicates that TRON-based USDT accounts for 64.5% of total USDT turnover on the platform, suggesting higher average purchase values compared to other networks. This shift highlights the growing utility of stablecoins for everyday retail spending, including purchases at major brands like Amazon, Apple, and Walmart. To capitalize on this momentum, CoinsBee and TRON DAO have launched a promotional campaign offering discounts for users paying with USDT on TRON. This trend underscores the transition of stablecoins from speculative trading assets to practical instruments for global commerce and retail settlement.

#Stablecoins #TRON #Payments

BeInCryptoAdded: Sep 21, 20265.5

Infrastructure

Google and Apple seek crypto talent as Big Tech eyes stablecoin and tokenization rails

Google and Apple are actively recruiting talent with expertise in digital assets, signaling a strategic shift as Big Tech firms explore stablecoins and tokenization infrastructure. Google Cloud is hiring an Industry Principal Architect in Hong Kong to facilitate the tokenization of real-world assets across the Asia-Pacific region, focusing on smart contracts, custody, and tokenized deposits. This role aims to position Google as the primary cloud provider for institutional adopters and financial protocol foundations. Simultaneously, Apple is seeking an Apple Pay Financial Product Strategy Lead to evaluate new commercial models for Apple Card and Apple Cash, indicating a potential integration of blockchain-based payment rails into consumer ecosystems. These hiring efforts follow previous collaborations, such as Google Cloud’s partnership with CME Group to test the Google Cloud Universal Ledger for asset tokenization. The trend is further supported by Samsung’s recent initiative to integrate stablecoin features into its Galaxy smartphone wallet. These developments suggest that tokenization is transitioning from a niche crypto-native activity to a core competency for global technology and payment giants. This shift highlights the growing importance of regulated stablecoins and blockchain infrastructure in the future of global finance.

#Stablecoins #Tokenization #APAC

CoinDeskAdded: Sep 21, 20267.0

Stablecoins

SBI Digital and Kyobo Life Complete Japan-Korea Yen Stablecoin Test on Canton Network

SBI Digital Practice and South Korea’s Kyobo Life have successfully completed a cross-border transaction test using tokens that simulate a yen-denominated stablecoin. The experiment was conducted on the Canton Network, a blockchain infrastructure specifically designed for institutional financial applications. By testing these digital tokens, the two firms aimed to evaluate the technical mechanics of cross-border settlement between Japan and South Korea without relying on traditional intermediary-heavy processes. While the trial demonstrates a significant step in exploring blockchain-based settlement for major Asian economies, it remains a simulation rather than a live commercial deployment. No specific transaction values or settlement details were disclosed, and the companies have not committed to a public issuance of a yen stablecoin. This experiment highlights the growing institutional interest in tokenized fiat currencies to streamline international financial interactions. Ultimately, the test serves as a controlled environment for assessing how different jurisdictional and currency systems can integrate through shared digital infrastructure.

#Stablecoins #CantonNetwork #SBI

hokanews.comAdded: Sep 20, 20266.5

Infrastructure

MoonPay Highlights Strategic Collaboration With WisdomTree on Tokenized Funds and Stablecoin Reserves

MoonPay has announced a strategic collaboration with WisdomTree Digital Assets to expand U.S. access to tokenized funds and support stablecoin reserve management. This partnership signals MoonPay's intent to deepen its presence in institutional-grade digital asset infrastructure by leveraging WisdomTree's expertise in regulated financial products. The initiative follows a period of increased visibility for MoonPay's leadership, including participation in high-profile industry forums like the Avalanche Summit and appearances at the NYSE. By focusing on tokenized assets and stablecoin reserves, MoonPay aims to enhance its credibility with traditional financial institutions and capture new revenue streams. This move highlights the growing convergence between traditional finance and blockchain technology, as infrastructure providers seek to facilitate institutional adoption. The collaboration positions MoonPay to compete more aggressively in the custody and tokenization space as regulatory clarity improves. Ultimately, the success of this partnership will depend on the scalability of the products offered and the ability to meet institutional demand for compliant digital asset solutions.

#Stablecoins #MoonPay #InstitutionalFinance

tipranks.comAdded: Sep 20, 20266.5

Stablecoins

MiCA-Compliant Stablecoins: Complete Guide for EU Users in 2026

The European Union's Markets in Crypto-Assets (MiCA) regulation has established a comprehensive framework for stablecoins, categorizing them as either e-money tokens (EMTs) or asset-referenced tokens (ARTs). Since June 30, 2024, issuers of these tokens have been required to adhere to strict authorization, reserve, and disclosure standards to operate within the EEA. While MiCA provides a legal pathway for compliance, the regulation does not mandate that all crypto-asset service providers list every compliant token. Consequently, major platforms like Binance have restricted trading pairs for non-compliant assets such as USDT, despite individual ownership remaining legal. Companies like Circle Internet Financial Europe and Société Générale-FORGE have secured electronic money institution licences to issue compliant tokens like USDC and EURC. The distinction between regulatory authorization and platform-specific availability is critical for users navigating the evolving EU landscape. This framework significantly impacts the RWA market by standardizing issuer duties and consumer protections for tokenized fiat and asset-backed instruments. Ultimately, MiCA forces a separation between the legal status of an issuer and the practical liquidity provided by centralized exchanges.

#Stablecoins #MiCA #EURC

stealthex.ioAdded: Sep 17, 20267.5

Infrastructure

Circle (CRCL) Stock Slides 7% as CLARITY Act Fails, Yet Analysts Maintain Optimistic Outlook

Circle Internet Group shares fell 6.8% following the failure of the CLARITY Act to pass a procedural hurdle in the U.S. Senate, signaling ongoing regulatory uncertainty for the digital asset sector. Despite this legislative setback, analysts at TD Cowen maintain a bullish outlook, raising their price target for CRCL to $92 based on improved reserve economics and infrastructure expansion. A key development for the company is the September 16 launch of the Arc mainnet, a blockchain platform designed to support institutional financial operations and real-time transactions. This initiative represents a strategic pivot for Circle to diversify revenue streams beyond its core USDC stablecoin business. The company also faces shifting macroeconomic conditions, as the Federal Reserve's interest rate adjustments directly impact the yield generated from USDC reserves. Institutional confidence remains notable, evidenced by the California State Teachers Retirement System increasing its stake by over 3,400% in the second quarter. While insider selling has occurred, the broader market consensus remains a Moderate Buy, reflecting optimism that future regulatory guidance from the SEC and CFTC will eventually provide the necessary framework for sustained institutional adoption.

#Stablecoins #Circle #USDC

BlockonomiAdded: Sep 17, 20267.5

Stablecoins

Bernstein says Clarity Act failure allows stablecoin rewards on idle balances to continue, expects ‘swift’ SEC and CFTC rulemaking

The failure of the Clarity Act to advance through the U.S. Senate has shifted the regulatory focus toward direct rulemaking by the SEC and CFTC. Bernstein analysts suggest that this legislative impasse allows stablecoin issuers to continue offering yield-bearing products on idle balances without immediate statutory constraints. This development is significant for the RWA market as it maintains the current operational status for tokenized cash equivalents and yield-generating stablecoins. By bypassing a comprehensive legislative framework, the industry now faces a period of agency-led oversight that could shape the future of digital asset compliance. The lack of federal law creates a fragmented environment where regulatory enforcement actions will likely dictate market participation. For RWA protocols, this means continued reliance on existing SEC and CFTC interpretations rather than a unified federal standard. Consequently, the market must navigate potential enforcement risks while capitalizing on the current ability to provide interest-bearing stablecoin solutions.

#Stablecoins #CFTC #SEC

The BlockAdded: Sep 16, 20267.5

#Stablecoins

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