#USDC

45 articles tagged #USDC — curated RWA tokenization coverage.

#Stablecoins #Circle #MiCA #TokenizedStocks #Regulation #RWA #Solana #Tether #Securitize #Dinari

EU authority classifies Circle’s USDC as ‘significant’ under MiCA

The European Banking Authority has officially classified Circle’s USDC as a significant e-money token under the Markets in Crypto Assets (MiCA) regulatory framework. This designation subjects the $73 billion stablecoin to joint oversight by the EBA and France’s Autorité de Contrôle Prudentiel et de Résolution. As one of only 46 projects to receive this status, USDC faces heightened scrutiny regarding its reserves and operational safeguards within the European Union. The move reflects a broader strategic shift as EU-based firms increasingly demand regulated dollar-pegged assets for global cross-border payments. While the European Central Bank continues to develop its own digital euro, the integration of USDC into the MiCA regime provides a legal pathway for dollar-denominated stablecoins to operate within the bloc. This classification is a critical milestone for the RWA market, as it establishes a clear regulatory precedent for how global stablecoin issuers must interact with European financial authorities. By formalizing the status of USDC, the EU is effectively bridging the gap between traditional financial oversight and decentralized digital asset infrastructure.

#Stablecoins #MiCA #Circle

tradingview.com·Oct 14, 20267.5

Stocks

Former FTX Europe chief targets U.S. tokenized stock trading with new SEC exemption

Perpetuals.com, led by former FTX Europe executive Patrick Gruhn, has filed a notice to operate a tokenized U.S. stock marketplace under the SEC's new five-year innovation exemption. This regulatory framework allows marketplaces to facilitate the trading of tokenized equities on public blockchains without registering as traditional securities exchanges. The platform, operated by Delaware-based subsidiary Kephas Corporation, plans to utilize permissioned automated market maker liquidity pools on the Kronos X Public layer-2 blockchain. Unlike previous stock-linked tokens that lacked shareholder rights, these new tokens must provide dividends and voting rights to comply with SEC requirements. Perpetuals.com follows the recent filing by OKXICE, marking a growing institutional interest in leveraging the SEC's September exemption for round-the-clock equity trading. The company intends to pair tokenized stocks with USDC, with potential trading commencement as early as mid-November pending compliance and security reviews. This development represents a significant shift toward integrating traditional equity markets with blockchain infrastructure under a formal U.S. regulatory pathway.

#SEC #TokenizedStocks #USDC

CoinDesk·Oct 14, 20268.0

Infrastructure

Samsung Takes USDC Mainstream, Tokenized Stocks Break New Ground, and an Ethereum L2 Fails the Economics Test

The RWA sector is experiencing a shift toward mainstream integration as major players like Samsung, Securitize, and ICE explore tokenized financial products. Samsung is integrating USDC cross-border transfers into its Galaxy ecosystem via Solana, aiming to simplify stablecoin usage for everyday consumers. Simultaneously, Securitize has launched tokenized U.S. equities on Solana, while ICE and OKX are developing a blockchain-based venue for 24/7 trading of over 60 U.S. stocks. Ondo Finance is expanding into private market exposure, and the newly formed entity Formation is attempting to bridge onchain capital with real-world sectors like robotics and energy. Meanwhile, Spiko has reached $2.7 billion in assets under management for its tokenized money-market funds, highlighting the growing institutional appetite for efficient cash-equivalent products. These developments demonstrate a transition from experimental DeFi models to infrastructure that prioritizes distribution and operational efficiency. However, the industry still faces significant hurdles regarding liquidity, market structure, and the complexities of managing real-world credit risk onchain.

#Solana #Stablecoins #Securitize

youhodler.com·Oct 12, 20268.0

Stocks

StoneX raises Securitize price target 50% as tokenized stock platform opens new revenue stream

StoneX analyst Mark Palmer has raised the price target for Securitize (SECZ) from $12 to $18, citing the potential for significant revenue growth following the launch of its tokenized stock trading platform. The platform, which debuted last week, allows users to trade tokenized versions of major equities like Apple, Nvidia, and Tesla on the Solana blockchain. Transactions are settled using USDC, with each token backed one-for-one by the underlying shares to ensure holders retain dividend and shareholder rights. Previously, Securitize primarily generated revenue through integration fees, failing to monetize the bulk of its $5.3 billion in quarterly transaction volumes. By transitioning into a market operator, the company is now positioned to capture transaction and servicing fees, which StoneX projects will drive revenue to nearly $120 million by 2027. This shift in business model is expected to support a 65% annual growth rate through 2028. Despite a 10% dip in share price on Monday, the new target reflects a bullish outlook on the firm's ability to scale its tokenized asset infrastructure.

#Solana #RWA #Securitize

The Block·Oct 12, 20267.5

Stocks

Securitize brings Apple, Nvidia and Tesla to Solana, with NYSE trading in the works

Securitize has launched 'Securitize Stocks' on the Solana blockchain, enabling the trading of tokenized shares for 12 major U.S. companies including Apple, Nvidia, and Tesla. The initiative utilizes USDC for settlement and leverages Jump Trading to provide necessary liquidity for the platform. These tokens are structured to maintain economic benefits such as dividends and voting rights, representing security entitlements backed by actual shares. The project aims to bridge traditional capital markets with blockchain efficiency, supporting faster settlement and potential use as collateral in on-chain lending. Future plans include integration with the New York Stock Exchange's proposed 24/7 digital trading platform and the OKX-ICE joint venture. This development follows the SEC's recent introduction of an 'innovation exemption' designed to facilitate tokenized securities trading venues. By bringing equities on-chain, Securitize seeks to provide global investors with broader access to U.S. markets while adhering to established investor protections.

#Solana #Securitize #TokenizedStocks

CoinDesk·Oct 8, 20268.5

Active Strategies

Onchain Dollar-Yield Buyers Are Crypto-Native, Not Banks, Arrakis Finds

A July 2026 forensic study by Arrakis Finance analyzed $91.3 billion in gross acquisitions across ten tokenized dollar-yield products, revealing that the market is currently dominated by crypto-native capital rather than traditional institutional investors. The research, which tracked 71,697 buyers, found that protocol and DAO treasuries account for two-thirds of the $12.4 billion in attributed volume, with zero participation from pension funds, banks, or traditional asset managers. Capital is highly concentrated, as 4% of wallets control 93% of the total value, indicating that product success relies on catering to a small group of large, on-chain allocators. Furthermore, over 93% of volume originates from primary subscriptions rather than secondary market activity, which limits the composability and liquidity of these assets. Geographically, 82% of activity occurs during EMEA and APAC hours, suggesting a strong preference among non-US investors for on-chain access to dollar-denominated credit. USDC remains the dominant settlement rail, capturing 80% of the total notional value. These findings suggest that issuers must prioritize operational features like transparent reporting and primary subscription mechanics over retail-focused marketing to align with the current, specialized buyer base.

#Stablecoins #USDC #DeFi

kucoin.com·Oct 8, 20268.0

Credit (Private Credit)

Qupital Unveils World’s First AI-Driven On-Chain E-Commerce Lending Protocol, Accelerating Web3 Global Trade Finance

Hong Kong-based fintech firm Qupital has launched the world's first AI-driven on-chain e-commerce lending protocol on the Ethereum blockchain. By utilizing USDC for settlement and smart contracts for automated credit monitoring, the platform aims to bridge the US$2.5 trillion SME trade financing gap. The protocol integrates proprietary AI to monitor merchant sales performance in real-time, automatically intercepting cash flows via payment gateway APIs if metrics deviate from established parameters. This shift to on-chain operations replaces manual back-office processes with automated liquidity vaults, providing institutional lenders with real-time proof of reserves and auditability. Qupital, which has processed over US$9.5 billion in cumulative trade financing, has already established an active pipeline of US$100 million to be fulfilled through this new on-chain framework. This development marks a significant institutional move to integrate DeFi rails into global trade finance, enhancing capital efficiency and reducing operational friction for underserved digital merchants. The initiative underscores the growing trend of tokenizing real-world trade assets to provide 24/7 liquidity that traditional banking systems often struggle to deliver.

#Ethereum #RWA #USDC

manilatimes.net·Oct 6, 20267.5

Non-U.S. Govt. Debt

Weekly Recap: Seven-day USDC pilot and tokenized UK government bond trade

Lloyds Banking Group recently completed a series of successful pilot programs leveraging blockchain technology to modernize settlement and asset acquisition processes. In a seven-day trial, the bank utilized USDC and the Canton Network to settle $750,000 in cross-border transfers with Visa in under an hour. Furthermore, the institution collaborated with Archax to execute a public blockchain transaction involving the purchase of a tokenized UK government bond using tokenized deposits. These initiatives demonstrate a significant shift toward institutional adoption of distributed ledger technology for traditional banking operations. By integrating stablecoins and tokenized securities, Lloyds aims to enhance operational efficiency and reduce settlement times for complex financial transactions. These developments highlight the growing intersection between legacy banking infrastructure and decentralized finance protocols. As Lloyds balances these technological advancements with Q3 priorities like managing margin pressure and bank surcharges, the pilots serve as a critical proof-of-concept for the scalability of tokenized assets in the UK financial sector.

#CantonNetwork #Archax #TokenizedBonds

tradingview.com·Oct 5, 20268.0

Stocks

Ondo Perps Adds Spot Trading for 12 Tokenized Stocks and ETFs

Ondo Finance has expanded its Ondo Perps platform by launching spot trading for 12 tokenized stocks and ETFs, including assets like NVIDIA, Tesla, and gold-linked tokens. This development allows eligible non-U.S. traders to purchase these tokens directly on the platform using USDC and immediately utilize them as collateral for perpetual futures positions. By integrating spot and derivatives trading, the platform enables users to maintain long exposure while simultaneously hedging through short positions without needing separate stablecoin collateral. The system utilizes an offchain matching engine with onchain settlement, supporting assets on Ethereum and Arbitrum. This move represents a significant evolution in RWA utility, as it transforms tokenized securities from passive holdings into active margin collateral. The platform applies specific risk management measures, such as asset-specific haircuts ranging from 10% to 25%, to account for potential price divergence. This integration highlights the growing trend of creating unified trading environments where real-world assets serve as the foundational liquidity for decentralized derivatives markets.

#Ondo Finance #RWA #PerpetualFutures

cryptonews.net·Oct 2, 20267.5

Stocks

True Markets Launches Tokenized Equity Trading, Starting with Nvidia

True Markets has officially launched an on-chain orderbook for tokenized equities, debuting with an Nvidia (NVDAc) against USDC trading pair. This platform aims to solve the problem of 'unanchored pricing' where tokenized assets deviate from their underlying equity values during 24/7 trading cycles. By utilizing a traditional orderbook model rather than Automated Market Makers, the platform provides limit orders and price protection to mitigate high slippage. The service is currently accessible to beta clients via APIs and FIX gateways, specifically targeting users outside the United States. This development reflects a broader industry trend toward 24/7 equity markets, following similar initiatives by firms like Alpaca and Kraken. True Markets intends to expand its offerings with additional equity orderbooks in the near future. The launch highlights the ongoing evolution of DeFi infrastructure to support institutional-grade execution for real-world assets.

#TokenizedEquities #USDC #DeFi

tradingview.com·Oct 2, 20267.5

Stablecoins

Circle Urges EU to Rework MiCA Stablecoin Reserve Requirements

Circle has submitted a formal response to the European Commission regarding the review of the Markets in Crypto-Assets Regulation (MiCA), advocating for significant structural adjustments to stablecoin reserve requirements. As a major issuer of USDC and EURC, Circle argues that current mandates, such as the 30% to 60% commercial bank deposit requirement, unnecessarily increase credit and counterparty risks. The company specifically calls for the removal of concentration caps, including the 35% limit on single-sovereign exposure and the 1.5% cap on bank assets per counterparty, which it claims hinder the ability to hold high-quality liquid assets. Furthermore, Circle emphasizes the importance of preserving 'multi-issuance' structures to maintain global liquidity while proposing a new equivalence regime for foreign-regulated stablecoins. These recommendations aim to align EU regulations with international standards while preventing the migration of users to offshore, unregulated platforms. The submission highlights that only three of the top 25 global stablecoins currently comply with MiCA, underscoring the need for a more flexible regulatory environment. This feedback is critical as the European Commission evaluates the framework's impact on the competitiveness of EU-issued e-money tokens on the global stage.

#Stablecoins #MiCA #Circle

cryptotimes.io·Oct 1, 20267.5

Stocks

Sei Plans Dinari Integration for Tokenized S&P 500 Equities

The Sei blockchain is preparing to integrate Dinari’s dShares platform, enabling eligible U.S. investors to access tokenized S&P 500 equities using USDC via self-custody wallets. This initiative, which features Monaco as a launch partner, aims to bridge traditional brokerage infrastructure with on-chain settlement. Dinari’s model utilizes a structure where tokens serve as secondary records for securities held in qualified custody, preserving rights such as dividends and voting. By supporting 724 tokenized U.S. stocks and ETFs, Dinari seeks to combine the composability of blockchain with the economic features of conventional securities. For Sei, this integration represents a strategic expansion of its RWA ecosystem beyond traditional Treasury products and funds. While the rollout is currently in the planning phase, it highlights a growing trend of using stablecoins for equity exposure. The success of this integration will ultimately depend on achieving sufficient liquidity, navigating regulatory constraints, and ensuring broad investor accessibility.

#RWA #TokenizedStocks #USDC

tokenpost.com·Sep 28, 20267.5

Stablecoins

MiCA-Compliant Stablecoins: Complete Guide for EU Users in 2026

The European Union's Markets in Crypto-Assets (MiCA) regulation has established a comprehensive framework for stablecoins, categorizing them as either e-money tokens (EMTs) or asset-referenced tokens (ARTs). Since June 30, 2024, issuers of these tokens have been required to adhere to strict authorization, reserve, and disclosure standards to operate within the EEA. While MiCA provides a legal pathway for compliance, the regulation does not mandate that all crypto-asset service providers list every compliant token. Consequently, major platforms like Binance have restricted trading pairs for non-compliant assets such as USDT, despite individual ownership remaining legal. Companies like Circle Internet Financial Europe and Société Générale-FORGE have secured electronic money institution licences to issue compliant tokens like USDC and EURC. The distinction between regulatory authorization and platform-specific availability is critical for users navigating the evolving EU landscape. This framework significantly impacts the RWA market by standardizing issuer duties and consumer protections for tokenized fiat and asset-backed instruments. Ultimately, MiCA forces a separation between the legal status of an issuer and the practical liquidity provided by centralized exchanges.

#Stablecoins #MiCA #EURC

stealthex.io·Sep 17, 20267.5

Infrastructure

Circle (CRCL) Stock Slides 7% as CLARITY Act Fails, Yet Analysts Maintain Optimistic Outlook

Circle Internet Group shares fell 6.8% following the failure of the CLARITY Act to pass a procedural hurdle in the U.S. Senate, signaling ongoing regulatory uncertainty for the digital asset sector. Despite this legislative setback, analysts at TD Cowen maintain a bullish outlook, raising their price target for CRCL to $92 based on improved reserve economics and infrastructure expansion. A key development for the company is the September 16 launch of the Arc mainnet, a blockchain platform designed to support institutional financial operations and real-time transactions. This initiative represents a strategic pivot for Circle to diversify revenue streams beyond its core USDC stablecoin business. The company also faces shifting macroeconomic conditions, as the Federal Reserve's interest rate adjustments directly impact the yield generated from USDC reserves. Institutional confidence remains notable, evidenced by the California State Teachers Retirement System increasing its stake by over 3,400% in the second quarter. While insider selling has occurred, the broader market consensus remains a Moderate Buy, reflecting optimism that future regulatory guidance from the SEC and CFTC will eventually provide the necessary framework for sustained institutional adoption.

#Stablecoins #Circle #USDC

Blockonomi·Sep 17, 20267.5

Infrastructure

Circle Launches Arc Mainnet, Eyes On-Chain FX Infrastructure

Circle has officially launched the public mainnet for Arc, a Layer 1 blockchain specifically engineered to serve as on-chain infrastructure for the $9.6 trillion global foreign-exchange market. By allowing transaction fees to be paid directly in stablecoins like USDC, the network eliminates the accounting volatility associated with native gas tokens, making it highly attractive to institutional participants. The ecosystem has secured significant backing from major financial entities, including BlackRock, DTCC, Mastercard, and Visa, who are serving as initial validators. BlackRock has already committed to deploying its BUIDL tokenized money-market fund on the network, while DTCC plans to integrate its custody assets by late 2027. Within two hours of the launch, the network recorded over 370 million USDC in liquidity and 176,000 active addresses. While the technology enables 24/7 trading and unified settlement, the platform's long-term success will depend on navigating complex cross-border regulatory frameworks for FX. This launch represents a strategic effort by Circle to leverage the legal clarity of USDC to capture institutional capital flows and bridge traditional finance with on-chain assets.

#BUIDL #Circle #USDC

en.bloomingbit.io·Sep 16, 20269.5

Infrastructure

First Intra-Day Repo Implemented with CDM on Canton Network

Tokenovate has successfully executed and settled the first intra-day repurchase agreement (repo) on the Canton Network, utilizing the FINOS Common Domain Model (CDM) for standardized lifecycle management. The transaction utilized USDCx, a tokenized version of Circle’s USDC, to achieve near real-time settlement finality and programmable collateral mobility. By integrating CDM-native event management with distributed ledger technology, the initiative demonstrates how financial institutions can automate complex post-trade workflows to meet the demands of accelerated settlement cycles like T+1. Tokenovate also joined the Canton Foundation as a General Member to further support the development of interoperable, on-chain financial infrastructure. This milestone highlights the industry's shift toward standardized, automated liquidity management and collateral movement across regulated markets. The successful demonstration proves that digital assets and traditional legal standards can coexist within a unified, programmable framework. This development is critical for the RWA market as it provides a scalable blueprint for institutions to enhance operational resilience and capital efficiency in a digital-first financial ecosystem.

#CantonNetwork #USDC #Repo

marketsmedia.com·Sep 16, 20268.0

Stablecoins

Bernstein says Circle’s growth cycle can continue without the Clarity Act, sees 59% upside

Bernstein analysts project that Circle can maintain its growth trajectory for USDC even in the absence of the Clarity Act, citing a robust rebound in stablecoin supply and expanding transaction volumes. The firm maintains an optimistic outlook, forecasting a 59% upside potential for the company as it solidifies its market position. This growth is driven by increasing demand for stablecoins as a primary settlement layer for digital assets and cross-border payments. By leveraging its existing infrastructure and regulatory compliance, Circle continues to capture significant market share despite the legislative uncertainty surrounding the Clarity Act. The analysis highlights that the fundamental utility of USDC as a bridge between traditional finance and blockchain ecosystems remains the primary catalyst for its adoption. This development underscores the resilience of stablecoin issuers who are successfully scaling operations through organic market demand rather than relying solely on specific regulatory tailwinds. For the broader RWA market, this suggests that stablecoin liquidity will remain a critical foundation for the tokenization of real-world assets.

#MarketAnalysis #Stablecoins #Circle

The Block·Aug 24, 20267.5

Stablecoins

Mintmark Brief: Stablecoins & Tokenization, Week Ending August 7, 2026

Wells Fargo has announced plans to launch tokenized deposits this fall, marking the fourth major U.S. commercial bank to commit to on-chain settlement infrastructure. Simultaneously, Circle has revealed that eleven major institutions, including DTCC, ICE, Mastercard, and Visa, will serve as validators for its upcoming Arc blockchain, scheduled for a September 16 launch. These developments signal a shift where traditional financial plumbing is actively securing new on-chain rails. Regulatory progress continues as Augustus National Bank became the first digital-asset de novo applicant to secure both OCC and FDIC approval for a full deposit-taking and lending model. Meanwhile, the GENIUS Act is forcing asset managers like BlackRock to pivot, leading to the launch of tokenized money market funds designed specifically as stablecoin reserve assets. Circle reported Q2 revenue of $701 million, reflecting a 7% year-over-year growth despite a 66 basis point decline in reserve return rates. The industry now awaits the finalization of GENIUS rule-writing, which will determine whether issuers face a unified regulatory framework or a fragmented landscape of conflicting mandates.

#TokenizedDeposits #Circle #USDC

buttondown.com·Aug 11, 20268.5

#USDC

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