Cardano Launches CIP-0113 for Compliant Tokenized Assets
The Cardano Foundation officially launched CIP-0113 on the Cardano mainnet during TOKEN2049, introducing a programmable token standard designed to embed compliance directly into regulated assets. This standard enables issuers of stablecoins, tokenized funds, and bonds to integrate mandatory KYC/AML checks, sanctions screening, and transfer restrictions directly into native tokens. By leveraging Cardano's extended UTXO model, the standard enforces these rules at the ledger level without requiring a hard fork or the use of wrapped assets. The framework supports modular, updatable compliance logic, allowing issuers to adapt to evolving regulatory requirements over time. Furthermore, the Swiss Capital Markets and Technology Association (CMTA) has recognized CIP-0113 as equivalent to its CMTAT standard, facilitating the certification of ledger-based securities. This development is significant for the RWA market as it provides a robust, audit-ready infrastructure for institutional adoption on a public blockchain. Early ecosystem support includes integrations with wallets and explorers like Eternl, GeroWallet, and CardanoScan, signaling a concerted effort to bridge the gap between decentralized networks and traditional financial compliance.