Ripple President: RWA Tokenization on XRPL Could Reach US$30 Billion

RWA Signal Insight
InfrastructureRipple President Monica Long projects that the value of real-world assets tokenized on the XRP Ledger (XRPL) will grow from approximately US$6 billion to US$30 billion in the coming phase. This growth is expected to be driven by increased institutional adoption as regulatory clarity encourages firms to transition from blockchain experimentation to full-scale infrastructure implementation. Key use cases identified for this expansion include 24-hour collateral mobility via tokenized money market funds, government bond-based repo transactions, and cross-border payments utilizing stablecoins. To facilitate this institutional shift, Ripple is enhancing XRPL with privacy controls, permissioned transaction capabilities, and simplified integration with decentralized exchanges. Furthermore, the company is developing infrastructure to support AI-driven transactions, projecting a tenfold increase in volume to 100 million transactions. Technical advancements such as Zero-Knowledge Proofs for confidential transfers are being implemented to address traditional finance requirements for transaction privacy. These strategic developments underscore Ripple's ambition to position XRPL as a primary network for institutional-grade financial services and broader blockchain utility.
Key points
- Ripple forecasts XRPL tokenized RWA value rising from US$6 billion to US$30 billion.
- New infrastructure includes Zero-Knowledge Proofs for confidential, permissioned institutional transactions.
- Ripple is building specialized infrastructure to support 100 million AI-agent transactions.
- Key use cases include tokenized money market funds and government bond-based repo transactions.
Background
The XRP Ledger (XRPL) is a decentralized, public blockchain designed for high-speed, low-cost financial transactions. It utilizes a unique consensus protocol that does not rely on energy-intensive mining, making it suitable for institutional cross-border payments and asset tokenization. Ripple is the primary technology company contributing to the development and ecosystem growth of the XRPL network.