#EURC

7 articles tagged #EURC — curated RWA tokenization coverage.

#MiCA#Stablecoins#Circle#USDC#Base#CASP#Cronos#DigitalEuro#EU#Regulation
MiCA Stablecoin Rules Reshape EU Liquidity, 100 Days On
Stablecoins

MiCA Stablecoin Rules Reshape EU Liquidity, 100 Days On

One hundred days after the MiCA grandfathering deadline on July 1, 2026, the European Union's stablecoin market is undergoing a significant structural shift toward compliant euro-denominated assets. While the overall stablecoin market remains stagnant, euro-pegged stablecoin supply has grown 22.6% to $848.1 million this year, driven largely by Circle's EURC and Société Générale's EURCV. This growth is supply-led rather than demand-driven, with Ethereum and Solana hosting nearly all new issuance. Regulatory hurdles remain high, as firms must navigate a complex stack of MiCA CASP and PSD2 permits to operate payment services. Furthermore, European Banking Authority reserve concentration limits are creating operational friction for credit institutions issuing e-money tokens. Many firms that failed to secure individual authorization have opted to partner with licensed CASPs to maintain market access. Ultimately, the cost of moving euros on-chain has become a compliance-heavy endeavor, concentrating market power among a few well-capitalized, fully licensed entities.

#Stablecoins#MiCA#EURC
financexmagazine.com·Oct 13, 20268.0
Circle Urges EU to Rework MiCA Stablecoin Reserve Requirements
Stablecoins

Circle Urges EU to Rework MiCA Stablecoin Reserve Requirements

Circle has submitted a formal response to the European Commission regarding the review of the Markets in Crypto-Assets Regulation (MiCA), advocating for significant structural adjustments to stablecoin reserve requirements. As a major issuer of USDC and EURC, Circle argues that current mandates, such as the 30% to 60% commercial bank deposit requirement, unnecessarily increase credit and counterparty risks. The company specifically calls for the removal of concentration caps, including the 35% limit on single-sovereign exposure and the 1.5% cap on bank assets per counterparty, which it claims hinder the ability to hold high-quality liquid assets. Furthermore, Circle emphasizes the importance of preserving 'multi-issuance' structures to maintain global liquidity while proposing a new equivalence regime for foreign-regulated stablecoins. These recommendations aim to align EU regulations with international standards while preventing the migration of users to offshore, unregulated platforms. The submission highlights that only three of the top 25 global stablecoins currently comply with MiCA, underscoring the need for a more flexible regulatory environment. This feedback is critical as the European Commission evaluates the framework's impact on the competitiveness of EU-issued e-money tokens on the global stage.

#Stablecoins#MiCA#Circle
cryptotimes.io·Oct 1, 20267.5
MiCA-Compliant Stablecoins: Complete Guide for EU Users in 2026
Stablecoins

MiCA-Compliant Stablecoins: Complete Guide for EU Users in 2026

The European Union's Markets in Crypto-Assets (MiCA) regulation has established a comprehensive framework for stablecoins, categorizing them as either e-money tokens (EMTs) or asset-referenced tokens (ARTs). Since June 30, 2024, issuers of these tokens have been required to adhere to strict authorization, reserve, and disclosure standards to operate within the EEA. While MiCA provides a legal pathway for compliance, the regulation does not mandate that all crypto-asset service providers list every compliant token. Consequently, major platforms like Binance have restricted trading pairs for non-compliant assets such as USDT, despite individual ownership remaining legal. Companies like Circle Internet Financial Europe and Société Générale-FORGE have secured electronic money institution licences to issue compliant tokens like USDC and EURC. The distinction between regulatory authorization and platform-specific availability is critical for users navigating the evolving EU landscape. This framework significantly impacts the RWA market by standardizing issuer duties and consumer protections for tokenized fiat and asset-backed instruments. Ultimately, MiCA forces a separation between the legal status of an issuer and the practical liquidity provided by centralized exchanges.

#Stablecoins#MiCA#EURC
stealthex.io·Sep 17, 20267.5
Revolut is launching a euro stablecoin into a market MiCA handed to an American company
Stablecoins

Revolut is launching a euro stablecoin into a market MiCA handed to an American company

Revolut is preparing to launch a euro-backed stablecoin, leveraging its extensive banking licenses to challenge the current market dominance of Circle’s EURC. This move comes as European MiCA regulations have inadvertently consolidated the euro stablecoin market around US-based issuers, creating a strategic opening for a European neobank. Revolut holds a full UK banking license, an EU banking license, and MiCA authorization, allowing it to issue regulated instruments directly on its own balance sheet. With 65 million users across 38 countries, Revolut possesses a distribution advantage that traditional crypto-native issuers lack. The company is simultaneously participating in the ECB’s digital euro pilot and the FCA’s stablecoin regulatory sandbox, positioning itself at the intersection of private and public digital currency development. By owning the currency issuance process, Revolut aims to bolster its valuation ahead of a potential $200bn IPO. While specific details regarding blockchain integration and reserve management remain unconfirmed, the initiative represents a significant shift in how neobanks integrate RWA tokenization into their core financial services.

#Stablecoins#MiCA#EURC
thenextweb.com·Aug 26, 20267.5
EURC On-Chain Activity Hits All-Time High as MiCA Drives Euro Stablecoin Demand
Stablecoins

EURC On-Chain Activity Hits All-Time High as MiCA Drives Euro Stablecoin Demand

Circle’s EURC stablecoin recently achieved its highest level of on-chain activity in its four-year history, marked by record-breaking daily active addresses and new wallet creation. This surge is primarily driven by the implementation of the European Union’s Markets in Crypto-Assets (MiCA) regulation, which mandates strict compliance for stablecoin issuers. European exchanges, payment providers, and applications are increasingly adopting EURC as a compliant alternative to non-regulated assets. Circle has supported this transition by expanding cross-chain infrastructure and introducing USDC/EURC trading pairs on the Cronos blockchain. This shift highlights a broader trend where regulatory frameworks act as a catalyst for institutional adoption and liquidity in the RWA sector. With tokenized assets now exceeding $20 billion on-chain, regulated stablecoins like EURC are becoming the essential settlement backbone for European financial activity. The sustained growth in wallet addresses suggests that this demand is a structural change rather than a temporary spike, positioning the euro as a more prominent currency in the global on-chain economy.

#Stablecoins#MiCA#Circle
cryptorank.io·Jul 10, 20266.5
Circle Brings Native EURC To Base As MiCA Gives Euro Stablecoins A Clearer Lane
Stablecoins

Circle Brings Native EURC To Base As MiCA Gives Euro Stablecoins A Clearer Lane

Circle has officially launched its native EURC stablecoin on the Base blockchain, marking a strategic expansion for the euro-denominated asset. This deployment provides Base users with a native alternative to bridged or wrapped assets, reducing friction for payments, DeFi, and trading activities. The move aligns with Circle’s broader strategy to position itself as a leader in MiCA-compliant stablecoin issuance within the European market. By integrating with Base, a rapidly growing Ethereum layer-2 network, Circle aims to capture increased demand for regulated on-chain euro liquidity. This development is significant as it reflects the broader trend of stablecoin issuers prioritizing regulatory compliance to gain market share in a tightening global environment. For the RWA market, the availability of native, regulated stablecoins on major L2s is essential for building robust settlement layers for on-chain finance. Ultimately, this launch serves as a key data point in the evolution of regionalized, compliant stablecoin infrastructure.

#Base#Stablecoins#MiCA
tradingview.com·Jul 9, 20265.5
Circle’s EURC Gains Ground Under MiCA as USDC Faces Rising Competition Concerns
Stablecoins

Circle’s EURC Gains Ground Under MiCA as USDC Faces Rising Competition Concerns

Circle Internet Group is leveraging the European Union’s MiCA framework to solidify its position in the digital finance sector, with its euro-pegged EURC stablecoin capturing approximately half of the MiCA-approved market. This regulatory tailwind provides a strategic advantage as non-compliant tokens face delisting, positioning EURC as a critical tool for regional payments and corporate treasury operations. Despite this growth, Circle faces significant market volatility and investor skepticism regarding its ability to convert scale into durable profitability, as evidenced by a negative price-to-earnings ratio and recent earnings misses. The company’s core revenue engine, USDC, also faces potential competitive threats from rumored stablecoin initiatives involving major payments players like Stripe, Visa, and Mastercard. While Circle reported a 20% year-over-year revenue increase to $694.13 million in Q1 2025, its stock performance remains inconsistent, trading significantly below analyst consensus targets. The divergence between Circle’s regulatory success in Europe and its competitive challenges in the U.S. highlights the broader tension in the RWA market between achieving compliance-driven adoption and maintaining long-term earnings power. Ultimately, Circle’s future hinges on its ability to defend its stablecoin distribution rails while navigating a complex, evolving landscape of public and private digital money.

#Stablecoins#MiCA#Circle
tokenpost.com·Jun 5, 20268.0

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