Custodia Bank CEO Caitlin Long predicts that all stocks will be tokenized and traded on major exchanges like the New York Stock Exchange and Nasdaq within the next 12 to 24 months. This transition is expected to fundamentally reshape financial infrastructure by shifting settlement from traditional clearinghouses to on-chain, real-time mechanisms. Long argues that this shift will inevitably force tokenized dollars into the banking system, compelling traditional institutions to adapt to new settlement tracks regardless of their current readiness. The trend is supported by the ongoing transition of traditional exchanges from pilot programs to full-scale tokenization of securities. As trading volumes for tokenized assets grow, the industry is seeing a structural reconstruction where pricing power moves toward on-chain environments. This development highlights a broader institutional push to integrate blockchain technology with legacy equity markets. Ultimately, the move toward on-chain interchangeable assets is expected to attract significant capital and pressure banks to modernize their settlement systems to remain relevant.
Custodia Bank is a Wyoming-based special purpose depository institution focused on bridging the gap between digital assets and traditional banking. The bank advocates for regulatory clarity and the integration of blockchain-based settlement into the existing financial system, specifically through the use of tokenized deposits and stablecoins.