
XDC Network has established itself as a significant platform for tokenized real-world credit, hosting approximately USD 1.1 billion in total tokenized value. Unlike the broader market focus on U.S. Treasuries, XDC specializes in granular assets such as corporate debentures, agribusiness receivables, and loans to operating businesses. Major issuers like Liqi and Vert Capital drive this activity, with Liqi managing USD 471 million across 1,800 instruments and Vert Capital contributing USD 390 million. These assets represent private credit that was historically difficult to trade and manage, now digitized to improve transparency and settlement efficiency. The network differentiates itself through ISO 20022 compliance and institutional-grade infrastructure, including integrations with custodians like Fireblocks and Anchorage. CertiK has deepened its involvement with the ecosystem by becoming a network validator, moving beyond external audits to direct security participation. This shift underscores the growing institutional requirement for real-time verification of complex, non-standardized financial instruments on-chain.
XDC Network is an enterprise-grade blockchain launched in 2019, specifically designed for trade finance and regulated financial settlement. It utilizes a delegated proof-of-stake consensus mechanism and is built to be compatible with existing banking messaging standards like ISO 20022. The network focuses on providing a secure, high-performance environment for institutions to tokenize and manage complex financial assets.