Toyota Finance to Issue $6.8 Million Tokenized Bond for Direct Sale to Retail Investors

RWA Signal Insight
InfrastructureToyota Finance has launched its second blockchain-based security token bond, targeting retail investors with a one-year maturity and a 1.72% annual interest rate. The issuance totals ¥1 billion, approximately $6.8 million, and is accessible directly through the Toyota Wallet mobile application. By bypassing traditional securities accounts, the company aims to streamline the investment process for individual participants. The bond utilizes blockchain infrastructure developed by BOOSTRY, a specialized Japanese security-token firm. Beyond financial returns, investors receive Toyota Wallet credits and experiential perks such as Fuji Speedway tickets and exclusive vehicle test drives. This initiative represents a significant step in integrating traditional corporate debt with consumer-facing digital wallet ecosystems. The move underscores the growing trend of major automotive corporations leveraging distributed ledger technology to diversify funding sources and enhance retail engagement.
Key points
- Toyota Finance issued a ¥1 billion blockchain bond via the Toyota Wallet app.
- The one-year bond offers a 1.72% annual interest rate to retail investors.
- BOOSTRY provides the underlying blockchain infrastructure for the security token issuance.
- Minimum investment is set at ¥100,000 without requiring a traditional securities account.
Background
Toyota Finance is the financial services division of Toyota Motor Corp., providing credit and leasing solutions to customers and dealers. BOOSTRY is a Japanese technology company, established as a joint venture between Nomura Holdings and Nomura Research Institute, focused on building digital platforms for security token issuance and management.